Tulare County property record for 674 Ocean St, Tulare, CA 93274
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,221 sqft · built 2019 |
| Lot Size | 0.185 acres (8,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $720,000 (Apr 2025) |
| Tax Bill | $5,664 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2023 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 172-330-006-000 |
| Primary APN | 172-330-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,221 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Wood |
| Lot Area | 8,040 sqft (0.185 acres) |
| Garage Area | 656 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 172-330-006 |
|---|---|
| Street Address | 674 OCEAN ST |
| City | TULARE |
| State | CA |
| Zip | 93274-7524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8 |
| Legal Description | LOT 7 PALM RANCH NO 5, RM 43-52 |
| Legal Subdivision | PALM RANCH NO 5 |
| Legal Lot Number | 7 |
| Jurisdiction | TULARE CA |
| Township / Civil Division | TULARE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 2403 |
674 Ocean St is owned and occupied by two individuals who bought it in April 2025.
Source: Tulare County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 674 OCEAN ST, TULARE, CA 93274-7524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TULARE COUNTY FEDERAL CREDIT UNION |
| Aug 28, 2023 | Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jul 16, 2019 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on File |
| Deed Sale | Apr 29, 2025 · Amount on File |
| Prior Sale | Jul 16, 2019 · Amount on File |
| Deed Document Number | 202519109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TULARE CA |
| Recording Date | Jul 29, 2026 |
| Property Address | 674 OCEAN ST, TULARE, CA 93274-7524 |
| Document Number | 0000037277 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202637277 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 674 OCEAN ST, TULARE, CA 93274-7524 |
| Document Number | 0000037277, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 202637277 |
| Name | TULARE COUNTY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TULARE CA |
| Property Address | 674 OCEAN ST, TULARE, CA 93274-7524 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 674 OCEAN ST STREET, TULARE, CA 93274-7524 |
| Document Number | 0000039705 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023-0039705 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 15, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TULARE CA |
| Property Address | 674 OCEAN ST, TULARE, CA 93274-7524 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 674 OCEAN ST, TULARE, CA 93274-7524 |
| Document Number | 0000053241 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 2020-0053241 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TULARE CA |
| Recording Date | Jul 16, 2019 |
| Property Address | 674 OCEAN ST, TULARE, CA 93274-7524 |
| Document Number | 0000037888 |
| Map Reference | MB 43 PG 52 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 2019-0037888 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 674 OCEAN ST, TULARE, CA 93274-7524 |
| Document Number | 0000037889 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 2019-0037889 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 674 Ocean St was $5,664.
Source: Tulare County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Tulare County |
| Municipality | Tulare City |
| Elementary School District | Tulare City Elementary School District (KG - 08) |
| Secondary School District | Tulare Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $734,400 (+46.62%) Land $76,500 Building $657,900 | |
| 2025 | $5,664.00 | $500,888 Land $76,554 Building $424,334 |
| 2023 | $5,491.00 (+3.04%) | $481,439 Land $73,582 Building $407,857 |
| 2022 | $5,329.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 674 Ocean St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 674 Ocean St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TULARE serves 72,241 people · EPA ID CA5410015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Race Communications Fiber | 1,000 / 1,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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