Erie County and Buffalo City property record for 674 Main St, Buffalo, NY 14202
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 21,800 sqft · built 1900 |
| Lot Size | 0.277 acres (12,036 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $990,000 (Jan 2026) |
| Tax Bill | $11,215 (2026) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 111.38-3-2 |
| Primary APN | 140200 111.38-3-2 |
|---|---|
| Alternative APNs |
|
| Stories | 5 Stories |
|---|---|
| Building Area | 21,800 sqft Gross Area |
| Basement Area | 6,900 sqft |
| Unfinished Basement | 6,900 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 12,036 sqft (0.277 acres) |
| Lot Dimensions | 236 ft deep x 50.6 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01563900 |
|---|---|
| Street Address | 674 MAIN ST |
| City | BUFFALO |
| State | NY |
| Zip | 14202-1906 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | N-1C |
| Legal Description | 353.9O S TUPPER |
| Legal Subdivision | WURLITZER FLATS CONDOMINIUM |
| Legal Block | 3 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 16500 |
Source: Erie County and Buffalo City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 187 HEMLOCK DR, WHITE SULPHUR SPRINGS, WV 24986-3024 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 19, 2019 | Deed of Trust, Mortgage · Commercial Mortgage DEUTSCHE BANK NATIONAL TRUST CO |
| Jul 2, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2026 · Amount on Record |
| Deed Sale | Jan 27, 2026 · Amount on Record |
| Prior Sale | Jul 2, 2020 · Amount on Record |
| Deed Document Number | 202615917 |
| Deed Book / Page | 11456 / 5002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jan 27, 2026 |
| Property Address | 674 MAIN ST, BUFFALO, NY 14202-1906 |
| Document Number | 0114565002 |
| Book / Page | 11456 / 5002 |
| Map Reference | LB 114555 PG 4278 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2026015917 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6706 LAKE SHORE RD, DERBY, NY 14047-9727 |
| Name | Verified Name |
|---|---|
| Address | 187 HEMLOCK DR, WHITE SULPHUR SPRINGS, WV 24986-3024 |
| Document Number | 0141885367 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 14188/5367 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 674 MAIN ST, BUFFALO, NY 14202-1906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138999342 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 13899/9342 |
| Instrument | 2019123530 |
| Name | DEUTSCHE BANK NATIONAL TRUST CO |
|---|---|
| Type | REO / Foreclosure Company |
| Address | JERSEY CITY, NJ 07311 |
| Type | Commercial Mortgage |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jul 2, 2020 |
| Property Address | 674 MAIN ST, BUFFALO, NY 14202-1906 |
| Document Number | 0113624054 |
| Book / Page | 011362 / 004054 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,000.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6706 LAKE SHORE RD DERBY NY 140479727, DERBY, NY 14047-9727 |
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,215.00 (-79.01%) | ||
| 2025 | $53,434.00 (+45.12%) | $3,396,100 (+110.94%) Land $372,500 Building $3,023,600 | $3,396,100 (+29.73%) Land $372,500 Building $3,023,600 |
| 2024 | $36,821.00 (+1,121.67%) | $1,610,000 (+177.59%) Land $140,800 Building $1,469,200 | $2,617,886 (+215.95%) Land $228,943 Building $2,388,943 |
| 2023 | $3,014.00 | $580,000 Land $140,800 Building $439,200 | $828,571 Land $201,143 Building $627,428 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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