674 Maher Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 674 Maher Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,854 sqft · built 1980
Lot Size	9.91 acres (431,851 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Mar 2021)
Tax Bill	$9,351 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`127-321-005-000`

Property Details

APN / Parcel Number

Primary APN	`127-321-005-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,854 sqft Living Area
1st Floor Area	1,854 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	431,851 sqft (9.91 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	674 MAHER RD
City	ROYAL OAKS
State	CA
Zip	95076-9053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 9 PAR MAPS PG 80 PAR B 10.2 AC
Legal Subdivision	LANDS OF ROY HOUSTON
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	2
Census Block	2003
Census Tract	10202

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	674 MAHER RD, ROYAL OAKS, CA 95076-9053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FJM PRIVATE MORTGAGE FUND LLC FJM PRIVATE MORTGAGE FUND LLC
Aug 19, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 15, 2019	Grant Deed, Transfer · Commercial Mortgage BANK OF PRAGUE
Mar 4, 2019	Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC
May 18, 2017	Deed of Trust, Mortgage MISCELLANEOUS INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	202115301
Prior Transfer Date	Feb 26, 2019
Prior Transfer Doc	0000008482
Record Updated	Oct 29, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 1, 2021
Property Address	674 MAHER RD, ROYAL OAKS, CA 95076-9053
Document Number	0000015301
Map Reference	MB 9 PG 80
Instrument Date	Feb 22, 2021
Instrument	2021015301
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	674 MAHER RAOD, ROYAL OAKS, CA 95076-9053

Mortgage

Document Number	0000015304
Date	Mar 1, 2021
Instrument	2021015304

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	674 MAHER RD, ROYAL OAKS, CA 95076-9053
Document Number	0000065976
Instrument Date	Nov 11, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1224 APTOS CA 950011224, APTOS, CA 95001-1224

Mortgage

Document Number	0000065976
Date	Nov 13, 2020
Instrument	65976

Lender

Name	FJM PRIVATE MORTGAGE FUND LLC FJM PRIVATE MORTGAGE FUND LLC
Type	Bank
Address	PETALUMA, CA 94954

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 19, 2020
Property Address	674 MAHER RD, ROYAL OAKS, CA 95076-9053
Document Number	0000042191
Instrument Date	Jun 26, 2020
Instrument	42191
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1224 APTOS CA 950011224, APTOS, CA 95001-1224

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 15, 2019
Property Address	674 MAHER RD, ROYAL OAKS, CA 95076-9053
Document Number	0000029174
Map Reference	MB 9 PG 80
Instrument Date	Jul 10, 2019
Instrument	2019029174
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE SOUTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 BAY AVE, CAPITOLA, CA 95010-4599

Mortgage

Document Number	0000029175
Date	Jul 15, 2019
Instrument	2019029175

Lender

Name	BANK OF PRAGUE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	10 Months
Due	May 10, 2020

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 4, 2019
Property Address	674 MAHER RD, ROYAL OAKS, CA 95076-9053
Document Number	0000008482
Instrument Date	Feb 22, 2019
Instrument	8482
Transaction Type	Foreclosure
Record Updated	Mar 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transaction

Amount	Amount Recorded
Tax	$78.96
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	674 MAHER RD, ROYAL OAKS, CA 95076-9053
Document Number	0000035343
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 MAHER RD ROYAL OAKS CA 950769053, ROYAL OAKS, CA 95076-9053

Mortgage

Document Number	0000035343
Date	Jul 3, 2017
Instrument	35343

Lender

Name	MISCELLANEOUS INS CO
Address	CALABASAS, CA 91372-9810

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	North Monterey County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$861,181 (+2%) Land $441,631 Building $419,550
2025	$9,351.00 (+4.2%)	$844,296 (+4.04%) Land $432,972 Building $411,324
2023	$8,974.00 (+0.56%)	$811,512 Land $416,160 Building $395,352
2022	$8,924.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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