Kane County property record for 674 Ludlow Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 844 sqft · built 1947 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individuals on Record |
| Tax Bill | $5,030 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-229-017 |
| Primary APN | 06-12-229-017 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 844 sqft Living Area |
| Gross Area | 1,688 sqft |
| 1st Floor Area | 844 sqft |
| Basement Area | 844 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Construction Type | Frame |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 674 LUDLOW AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUDLOWS ADDN LOT 17 BLOCK 3 |
| Legal Subdivision | LUDLOWS ADDN |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 850800 |
Source: Kane County assessment roll, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 674 LUDLOW AVE, ELGIN, IL 60120-2477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,030.00 (+15.95%) | $65,940 (+8.57%) Land $15,678 Building $50,262 | $197,899 (+8.57%) Land $47,053 Building $150,846 |
| 2024 | $60,735 (+21.39%) Land $14,440 Building $46,295 | $182,278 (+21.44%) Land $43,337 Building $138,941 | |
| 2022 | $4,338.00 (+3.95%) | $50,031 (+6.96%) Land $11,895 Building $38,136 | $150,093 (+6.96%) Land $35,685 Building $114,408 |
| 2021 | $4,173.00 | $46,775 Land $11,121 Building $35,654 | $140,325 Land $33,363 Building $106,962 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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