674 Lowe Dr, Cedar Hill, TX 75104 Property Records

Dallas County property record for 674 Lowe Dr, Cedar Hill, TX 75104

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,648 sqft · built 2002
Lot Size	0.199 acres (8,649 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,800 (Apr 2002)
Tax Bill	$3,561 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-02077-004-020-0000`

Property Details

APN / Parcel Number

Primary APN	`16-02077-004-020-0000`
Alternative APN	`160207700402000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,648 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,649 sqft (0.199 acres)
Lot Dimensions	115 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	160207700402000
Street Address	674 LOWE DR
City	CEDAR HILL
State	TX
Zip	75104-6048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z364
Legal Description	HIGHLANDS NORTH PH 2 BLK 4 LT 20 VOL2002078/9629 DD04152002 CO-DC 0207700402000 21602077004
Legal Subdivision	HIGHLANDS NORTH PH 2
Legal Tract	2077
Legal Block	4
Legal Lot Number	20
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	1
Census Block	1000
Census Tract	16629

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	674 LOWE DR, CEDAR HILL, TX 75104-6048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 18, 2018	Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA
Oct 18, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2002 · Amount on Record
Deed Sale	Apr 22, 2002 · Amount on Record
Deed Book / Page	2002078 / 9629
Prior Transfer Date	Apr 15, 2002
Prior Transfer Doc	2002009629
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	674 LOWE DR, CEDAR HILL, TX 75104-6048
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 LOWE DR, CEDAR HILL, TX 75104-6048

Mortgage

Document Number	0000015157
Date	Jan 25, 2023
Instrument	202300015157

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2063

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DALLAS TX
Property Address	674 LOWE DR, CEDAR HILL, TX 75104-6048
Document Number	0000322282
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 LOWE DR CEDAR HILL TX 751046048, CEDAR HILL, TX 75104-6048

Mortgage

Document Number	0000322282
Date	Dec 10, 2018
Instrument	322282

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2048

Interest

Rate	4.87%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	674 LOWE DR, CEDAR HILL, TX 75104-6048
Document Number	0000295046
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 LOWE DR CEDAR HILL TX 751046048, CEDAR HILL, TX 75104-6048

Mortgage

Document Number	0000295046
Date	Nov 6, 2018
Instrument	295046

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Cedar Hill City
Unified School District	Cedar Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,000 (-4.35%) Land $75,000 Building $341,000	$416,000 (-4.35%) Land $75,000 Building $341,000
2025	$3,561.00 (-37.01%) Homeowner's exemption Senior Citizen's exemption	$434,940 (+14.66%) Land $75,000 Building $359,940	$434,940 (+14.66%) Land $75,000 Building $359,940
2024	$5,653.00 (+12.65%)
2023	$5,018.00 (-3.87%) Homeowner's exemption Senior Citizen's exemption	$379,330 Land $55,000 Building $324,330	$379,330 Land $55,000 Building $324,330
2022	$5,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CEDAR HILL serves 50,904 people · EPA ID TX0570036
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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