674 Humphrey St, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 674 Humphrey St, Swampscott, MA 01907

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,402 sqft · built 1890
Lot Size	0.135 acres (5,885 sqft)
Owner	Individual Name on File
Tax Bill	$8,443 (2026)
Deeds & Mortgages	May 2025 Mortgage Aug 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0023 B:017A L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0023 B:017A L:0`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,402 sqft Living Area
Gross Area	3,934 sqft
Basement Area	1,251 sqft
Unfinished Basement	1,251 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Slate
Lot Area	5,885 sqft (0.135 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	674 HUMPHREY ST
City	SWAMPSCOTT
State	MA
Zip	01907-2638
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	A4
Legal Subdivision	ENRICO MANCHINO
Legal Block	17A
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	4
Census Block	4010
Census Tract	202200

Owner

674 Humphrey St, a duplex, is owned and occupied by an individual who acquired it in August 2021.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	674 HUMPHREY ST, SWAMPSCOTT, MA 01907-2638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW FED MORTGAGE CORP
Aug 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance LENDSURE MORTGAGE CORP
Aug 26, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018
Deed Sale	Nov 30, 2018
Deed Document Number	2018181130005510
Deed Book / Page	37187 / 553
Last Transfer Date	Aug 19, 2021
Transfer Doc	40213-540
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	674 HUMPHREY ST, SWAMPSCOTT, MA 01907-2638
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042720-122
Date	May 16, 2025
Book Page	42720/122
Instrument	20250516002860

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	674 HUMPHREY ST, SWAMPSCOTT, MA 01907-2638
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041701-499
Date	Aug 7, 2023
Book Page	41701/499
Instrument	20230807002820

Lender

Name	LENDSURE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Aug 26, 2021
Property Address	674 HUMPHREY ST, SWAMPSCOTT, MA 01907-2638
Document Number	40213-540
Book / Page	40213 / 540
Instrument Date	Aug 19, 2021
Instrument	20210826003150
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 HUMPHREY ST, SWAMPSCOTT, MA 01907-2638

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Nov 30, 2018
Property Address	674 HUMPHREY ST, SWAMPSCOTT, MA 01907-2638
Document Number	37187-553
Book / Page	037187 / 000553
Instrument Date	Nov 30, 2018
Instrument	1811305510
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	65 CONGRESS ST SALEM MA 019705509, SALEM, MA 01970-5509

Tax Assessment & Valuation

The 2026 property tax bill for 674 Humphrey St was $8,443, up 5.3% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,443.00 (+5.34%)	$703,600 (+0.69%) Land $242,600 Building $461,000	$714,768
2025	$8,015.00	$698,800 Land $242,600 Building $456,200
2023	$7,577.00	$645,400 Land $214,000 Building $431,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 674 Humphrey St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	122 (1978–2018)
Claims Outside the SFHA	23 of 122
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 12 claims Coastal Storm, Oct 1991 · 21 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 674 Humphrey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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