674 Havens Rd, Troy, PA 16947 Property Records

Bradford County property record for 674 Havens Rd, Troy, PA 16947

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · built 1947
Lot Size	4.24 acres (184,694 sqft)
Owner	2 Individual Names on File
Last Sale	$171,815 (Jun 2018)
Tax Bill	$3,014 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Dec 2017 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`53-068.00-081-001-000`

Property Details

APN / Parcel Number

Primary APN	`53-068.00-081-001-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Lot Area	184,694 sqft (4.24 acres)

Location & Zoning

Street Address	674 HAVENS RD
City	TROY
State	PA
Zip	16947-8742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & SHED
Legal Subdivision	CHERYL JEAN WRIGHT
Jurisdiction	BRADFORD PA
Township / Civil Division	TROY
Census Block Group	4
Census Block	4012
Census Tract	950700

Owner

674 Havens Rd is owned and occupied by two individuals who bought it in June 2018.

Source: Bradford County records, as of April 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	674 HAVENS RD, TROY, PA 16947-8742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2018	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Dec 19, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST CITIZENS COMMUNITY BANK
Mar 13, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST CITIZENS COMMUNITY BANK
Jun 13, 2018	Deed, Transfer · FHA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2018 · Amount on File
Deed Sale	Jun 13, 2018 · Amount on File
Prior Sale	Dec 23, 2011 · Amount on File
Deed Document Number	20188136
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD PA
Property Address	674 HAVENS RD, TROY, PA 16947-8742
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201808948
Date	Jun 25, 2018
Instrument	201808948

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD PA
Property Address	674 HAVENS RD, TROY, PA 16947-8742
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201721979
Date	Dec 19, 2017
Instrument	201721979

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank
Address	MANSFIELD, PA 16933

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 8, 2022

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD PA
Property Address	674 HAVENS RD, TROY, PA 16947-8742
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201702555
Date	Mar 13, 2017
Instrument	201702555

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank
Address	MANSFIELD, PA 16933

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 8, 2027

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BRADFORD PA
Recording Date	Jun 13, 2018
Property Address	674 HAVENS RD, TROY, PA 16947-8742
Document Number	0201808136
Instrument Date	Jun 7, 2018
Instrument	201808136
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	674 HAVENS RD, 674, TROY, PA 16947-8742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E HILLTOP LN, CANTON, PA 17724-7440

Mortgage

Document Number	0201808137
Date	Jun 13, 2018
Instrument	201808137

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 674 Havens Rd was $3,014.

Source: Bradford County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bradford County
County Subdivision	Troy Township
Unified School District	Troy Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,014.00	$47,400
2024	$2,743.00	$47,400
1999			$94,852

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 674 Havens Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2011–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 674 Havens Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

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