674 Grenada Ln, Lusby, MD 20657 Property Records

Calvert County property record for 674 Grenada Ln, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,904 sqft · built 1995
Lot Size	0.224 acres (9,767 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Dec 2021)
Tax Bill	$3,999 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-086057`

Property Details

APN / Parcel Number

Primary APN	`01-086057`
Alternative APNs	`1086057` `086057`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,904 sqft Total Area
Basement Area	809 sqft
Finished Basement	809 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,767 sqft (0.224 acres)
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	170 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	086057
Street Address	674 GRENADA LN
City	LUSBY
State	MD
Zip	20657-3799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 18 SEC 3-P CHES RANCH ESTS
Legal Subdivision	CHESAPK RAN ES
Legal Lot Number	18
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	3
Census Block	3004
Census Tract	861004

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	674 GRENADA LN, LUSBY, MD 20657-3799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Special Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP
Sep 11, 2019	Grant Deed, Transfer · VA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Prior Sale	Sep 11, 2019 · Amount on Record
Deed Book / Page	6178 / 110
Record Updated	Oct 29, 2026

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 22, 2021
Property Address	674 GRENADA LN, LUSBY, MD 20657-3799
Document Number	0061780110
Book / Page	6178 / 110
Map Reference	LB JLB 1 FO 114
Instrument Date	Dec 15, 2021
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	TAM TITLE AND ESCROW LLC, DMV TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	674 GRENADA LN, LUSBY, MD 20657-3799

Mortgage

Document Number	0006178118
Date	Dec 22, 2021
Instrument	6178/118

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 11, 2019
Property Address	674 GRENADA LN, LUSBY, MD 20657-3799
Document Number	0054320076
Book / Page	005432 / 000076
Instrument Date	Sep 6, 2019
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	BAY COUNTY SETTLEMENTS INC, BAY CNTY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$259.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	674 GRENADA LN LUSBY MD 206573799, LUSBY, MD 20657-3799

Mortgage

Document Number	54320081
Date	Sep 11, 2019
Book Page	005432/000081

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,600 (+36.58%) Land $55,200 Building $317,400	$372,600 (+36.58%) Land $55,200 Building $317,400
2025	$3,999.00 (+41.11%)
2023	$2,834.00 Homeowner's exemption	$272,800 Land $55,200 Building $217,600	$272,800 Land $55,200 Building $217,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 83% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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