674 Gregory Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 674 Gregory Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,408 sqft · built 1991
Lot Size	1.14 acres (50,007 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Aug 2023)
Tax Bill	$1,733 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-442-032-00`

Property Details

APN / Parcel Number

Primary APN	`012-442-032-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	2,408 sqft Living Area
1st Floor Area	1,358 sqft
Basement Area	414 sqft
Unfinished Basement	414 sqft
Flooring	Carpet

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	50,007 sqft (1.14 acres)
Lot Dimensions	200 ft deep x 250 ft wide
Garage Area	552 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	674 GREGORY DR
City	LAPEER
State	MI
Zip	48446-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 3 T7N R10E MADELINE SUB #2 LOT 32 & 33
Legal Range	10E
Legal Township	07N
Legal Section	03
Legal Subdivision	MADELINE SUB
Legal Lot Number	32-33
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2005
Census Tract	338000

Owner

Source: Lapeer County records · APN 012-442-032-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	674 GREGORY DR, LAPEER, MI 48446-3323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST STATE BANK
Aug 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage BRIDGE FUNDING LLC
Mar 17, 2021	Deed, Transfer · Conventional Mortgage CASON HOME LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2023 · Amount on Record
Deed Sale	Aug 30, 2023 · Amount on Record
Prior Sale	Mar 17, 2021 · Amount on Record
Deed Document Number	2023
Deed Book / Page	3365 / 629
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 30, 2023
Property Address	674 GREGORY DR, LAPEER, MI 48446-3323
Document Number	0033650629
Book / Page	3365 / 629
Map Reference	LB 3 PG 28
Instrument Date	Aug 18, 2023
Transaction Type	Transfer
Record Updated	Oct 03, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	674 GREGORY DR, LAPEER, MI 48446-3323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 GREGORY DR, LAPEER, MI 48446-3323

Mortgage

Document Number	0003365631
Date	Aug 30, 2023
Instrument	3365/631

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	674 GREGORY DR, LAPEER, MI 48446-3323
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30525 HELMANDALC FRANKLIN, BEVERLY HILLS, MI 48025

Mortgage

Document Number	0033100309
Date	Aug 11, 2022
Book Page	3310/309

Lender

Name	BRIDGE FUNDING LLC
Type	Non-Lending Institution
Address	PLYMOUTH, MI 48170

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 17, 2021
Property Address	674 GREGORY DR, LAPEER, MI 48446-3323
Document Number	0031830287
Book / Page	3183 / 287
Map Reference	LB 3 PG 28
Instrument Date	Mar 10, 2021
Transaction Type	Transfer
Record Updated	Jul 05, 2021
Title Company	NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	674 GREGORY DR, 674, LAPEER, MI 48446-3323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 GREGORY DRIVE, FRANKLIN, MI 48025

Mortgage

Document Number	3183289
Date	Mar 17, 2021
Instrument	3183/289

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,733.00 (-56.68%) Homeowner's exemption	$179,200 (+6.73%)	$358,400 (+6.73%)
2024	$4,000.00 (-50.51%)
2023		$167,900	$335,800
2022	$8,083.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 79 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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