674 Frederick St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 674 Frederick St, Oshkosh, WI 54901

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,382 sqft · built 1920
Lot Size	0.133 acres (5,778 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Apr 2024)
Tax Bill	$3,367 (2024)
Deeds & Mortgages	Aug 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`07-04400000`

Property Details

APN / Parcel Number

Primary APN	`07-04400000`
Alternative APN	`907-04400000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,382 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	5,778 sqft (0.133 acres)
Lot Dimensions	107 ft deep x 54 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	907-04400000
Street Address	674 FREDERICK ST
City	OSHKOSH
State	WI
Zip	54901-4458
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	LOT 4 BLK B R PARKINSONS SUBD OF PART OF BLK 45
Legal Subdivision	BLK B R PARKINSONS SUBD
Legal Block	B,45
Legal Lot Number	4
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	4
Census Block	4007
Census Tract	502

Owner

674 Frederick St, a duplex, is owned and occupied by two individuals who bought it in April 2024.

Source: Winnebago County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	674 FREDERICK ST, OSHKOSH, WI 54901-4458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on File
Deed Sale	Apr 1, 2024 · Amount on File
Prior Sale	Aug 25, 2021 · Amount on File
Deed Document Number	20241920170
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Aug 25, 2021
Property Address	674 FREDERICK ST, OSHKOSH, WI 54901-4458
Document Number	0001861215
Instrument Date	Aug 13, 2021
Instrument	1861215
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 S MAIN ST # E, E, OSHKOSH, WI 54902-6034
Investor	Possibly a Property Investor

Mortgage

Document Number	0001861210
Date	Aug 25, 2021
Instrument	1861210

Lender

Name	HORICON BANK
Type	Bank
Address	HORICON, WI 53032

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$178,100 Land $22,100 Building $156,000
2024	$3,367.00 (-18.51%)
2023	$4,132.00 (-5.81%)	$111,300 (-) Land $13,800 Building $97,500	$160,831 Land $19,941 Building $140,890
2022	$4,387.00	$111,300 Land $13,800 Building $97,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 674 Frederick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 674 Frederick St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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