674 Finchingfield Ln, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 674 Finchingfield Ln, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,281 sqft · built 1985
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$166,000 (Nov 1999)
Tax Bill	$9,053 (2026)
Deeds & Mortgages	May 2022 Line of Credit Jan 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`WEB-0001395`

Property Details

APN / Parcel Number

Primary APN	`WEB-0001395`
Alternative APNs	`54890651300001077000` `265489 065.13-1-77`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,281 sqft Living Area
1st Floor Area	1,245 sqft
2nd Floor Area	1,036 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	180 ft deep x 74.4 ft wide
Garage Type	Attached
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0001395
Street Address	674 FINCHINGFIELD LN
City	WEBSTER
State	NY
Zip	14580-8775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L5 T14 R4 KLEM HOMEST SEC 5 L511 227-89
Legal Subdivision	KLEM HOMESTEAD SUBDIVISION
Legal Block	1
Legal Lot Number	77.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3003
Census Tract	11302

Owner

674 Finchingfield Ln is owned and occupied by two individuals who bought it in November 1999.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	674 FINCHINGFIELD LN, WEBSTER, NY 14580-8775
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Dec 15, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Mar 28, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Mar 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 1999 · Amount on File
Deed Sale	Nov 23, 1999 · Amount on File
Prior Sale	Apr 21, 1995 · Amount on File
Deed Book / Page	9243 / 537
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	674 FINCHINGFIELD LN, WEBSTER, NY 14580-8775
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 FINCHINGFIELD LN, WEBSTER, NY 14580-8775

Mortgage

Document Number	0000000165
Date	May 18, 2022
Book Page	29887/26
Instrument	202205180165

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	674 FINCHINGFIELD LN, WEBSTER, NY 14580-8775
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 FINCHINGFIELD LN, WEBSTER, NY 14580-8775

Mortgage

Document Number	0000000825
Date	Jan 14, 2022
Book Page	29700/655
Instrument	202201140825

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

Interest

Rate	2.75%
Margin	5

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	674 FINCHINGFIELD LN, WEBSTER, NY 14580-8775
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 FINCHINGFIELD LN, WEBSTER, NY 14580-8775

Mortgage

Document Number	0000000571
Date	Jan 14, 2022
Book Page	29700/429
Instrument	202201140571

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	674 FINCHINGFIELD LN, WEBSTER, NY 14580-8775
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 FINCHINGFIELD LN, WEBSTER, NY 14580-8775

Mortgage

Document Number	0000000038
Date	Dec 15, 2021
Book Page	29644/484
Instrument	202112150038

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	674 FINCHINGFIELD LN, WEBSTER, NY 14580-8775
Document Number	0000000016
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 FINCHINGFIELD LN WEBSTER NY 145808775, WEBSTER, NY 14580-8775

Mortgage

Document Number	0000000016
Date	Aug 6, 2020
Book Page	028659/000497
Instrument	16

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 5, 2045

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	674 FINCHINGFIELD LN, WEBSTER, NY 14580-8775
Document Number	0000001110
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 FINCHINGFIELD LN WEBSTER NY 145808775, WEBSTER, NY 14580-8775

Mortgage

Document Number	0000001110
Date	Apr 25, 2019
Book Page	027999/000274
Instrument	1110

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 24, 2044

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	674 FINCHINGFIELD LN, WEBSTER, NY 14580-8775
Document Number	0000000312
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	674 FINCHINGFIELD LN WEBSTER NY 145808775, WEBSTER, NY 14580-8775

Mortgage

Document Number	0000000312
Date	Jun 7, 2018
Book Page	027626/000440
Instrument	312

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 6, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 674 Finchingfield Ln was $9,053 with a homeowner's exemption, up 7% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,053.00 (+6.97%) Homeowner's exemption
2025	$8,463.00	$188,100 Land $30,300 Building $157,800	$391,900 Land $63,129 Building $328,771
2023		$188,100 (-) Land $30,300 Building $157,800	$324,300 (+10.34%) Land $52,240 Building $272,060
2022		$188,100 Land $30,300 Building $157,800	$293,900 Land $47,343 Building $246,557
2021	$7,951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 674 Finchingfield Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 674 Finchingfield Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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