674 Estes Rd, Ruffin, NC 27326 Property Records

Rockingham County property record for 674 Estes Rd, Ruffin, NC 27326 · Last verified November 2023

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 ba · 1,370 sqft · built 1984
Lot Size	12.3 acres (537,530 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Oct 2023)
Tax Bill	$1,119 (2023)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`8938-00-00-9467-00`

Property Details

APN / Parcel Number

Primary APN	`8938-00-00-9467-00`
Alternative APN	`162803`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,370 sqft Finished Area
Gross Area	2,740 sqft
1st Floor Area	1,370 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1984
Exterior Material	Logs
Lot Area	537,530 sqft (12.3 acres)
Garage Area	720 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	336 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	162803
Street Address	674 ESTES RD
City	RUFFIN
State	NC
Zip	27326-9120
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	12.34 AC PT LT 9 COUNTRY ESTATES II COUNTRY ESTATES II
Legal Subdivision	COUNTRY ESTATES
Legal Phase	2
Legal Lot Number	9
Jurisdiction	ROCKINGHAM NC
Township / Civil Division	RUFFIN
Census Block Group	1
Census Block	1013
Census Tract	40102

Owner

Source: Rockingham County records · APN 8938-00-00-9467-00

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	674 ESTES RD, RUFFIN, NC 27326-9120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 05, 2023 · Amount on Record
Deed Sale	Oct 05, 2023 · Amount on Record
Prior Sale	Nov 25, 2015
Deed Document Number	644927
Deed Book / Page	1655 / 2085
Record Updated	Jun 07, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Oct 05, 2023
Property Address	674 ESTES RD, RUFFIN, NC 27326-9120
Document Number	0000644927
Book / Page	1655 / 2085
Map Reference	MB 20 PG 41
Instrument Date	Oct 05, 2023
Instrument	644927
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	380 ESTES RD, RUFFIN, NC 27326-9117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 ESTES RD, RUFFIN, NC 27326-9120

Mortgage

Document Number	0000644928
Date	Oct 05, 2023
Instrument	644928

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Rockingham County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rockingham County
Unified School District	Rockingham County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,119.00	$135,647 Land $20,618 Building $115,029	$135,647 Land $20,618 Building $115,029

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockingham County (37157C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.