Lancaster County property record for 674 Emerald Dr, Lancaster, PA 17603
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,176 sqft · built 1995 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $77,400 (Jul 2000) |
| Tax Bill | $5,058 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 338-93288-0-0000 |
| Primary APN | 338-93288-0-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 2,252 sqft |
| 1st Floor Area | 784 sqft |
| Upper Floors Area | 326 sqft |
| Basement Area | 784 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Duplex Single |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 64 sqft |
| Patio Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 674 EMERALD DR |
|---|---|
| City | LANCASTER |
| State | PA |
| Zip | 17603-6848 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Description | 674 EMERALD DR |
| Legal Lot Number | 1 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 1200 |
674 Emerald Dr, a duplex, is owned and occupied by two individuals who bought it in July 2000.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 674 EMERALD DR, LANCASTER, PA 17603-6848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2023 | Deed of Trust, Mortgage · Line of Credit BELCO COMMUNITY CU |
| Jan 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2000 · Amount on File |
| Deed Sale | Jul 5, 2000 · Amount on File |
| Deed Document Number | 200038153 |
| Deed Book / Page | 6691 / 276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 674 EMERALD DR, LANCASTER, PA 17603-6848 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0006747360 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 6747360 |
| Name | BELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, PA 17111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 3, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 674 EMERALD DR, LANCASTER, PA 17603-6848 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0006376753 |
|---|---|
| Date | Jan 10, 2018 |
| Instrument | 6376753 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 674 Emerald Dr was $5,058 with a homeowner's exemption, up 1.1% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Lancaster City |
| Unified School District | Lancaster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,500 Land $27,400 Building $99,100 | $126,500 Land $27,400 Building $99,100 | |
| 2025 | $5,058.00 (+1.06%) | ||
| 2024 | $5,005.00 | $126,500 Land $27,400 Building $99,100 | |
| 2018 | $126,500 Land $27,400 Building $99,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 674 Emerald Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 674 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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