Bergen County and Closter Borough property record for 674 Closter Dock Rd, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 4,621 sqft · built 2023 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Oct 2009) |
| Tax Bill | $40,549 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Jun 2021 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02404-0000-00024 |
| Primary APN | 07-02404-0000-00024 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,621 sqft Living Area |
| 1st Floor Area | 4,621 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Frame |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 200 ft deep x 98 ft wide |
| Account Number | 018090 |
|---|---|
| Street Address | 674 CLOSTER DOCK RD |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-3223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.45 AC |
| Legal Block | 2404 |
| Legal Lot Number | 24 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 7002 |
674 Closter Dock Rd is owned and occupied by an individual who acquired it in December 2025.
Source: Bergen County and Closter Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 674 CLOSTER DOCK RD, CLOSTER, NJ 07624-3223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Intrafamily Transfer, Transfer |
| Jun 21, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jan 3, 2024 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jun 2, 2017 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Aug 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC |
| Sep 9, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2009 · Amount on File |
| Deed Sale | Oct 16, 2009 · Amount on File |
| Prior Sale | Jun 12, 2007 · Amount on File |
| Deed Document Number | 20092681433 |
| Deed Book / Page | 268 / 1433 |
| Last Transfer Date | Dec 22, 2025 |
| Transfer Doc | 0056880530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 29, 2025 |
| Property Address | 674 CLOSTER DOCK RD, CLOSTER, NJ 07624-3223 |
| Document Number | 0056880530 |
| Book / Page | 5688 / 530 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2025090352 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3205 THE PLZ, TENAFLY, NJ 07670-1044 |
| Name | Verified Name |
|---|---|
| Address | 674 CLOSTER DOCK RD, CLOSTER, NJ 07624-3223 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 674 CLOSTER DOCK RD, CLOSTER, NJ 07624-3223 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 674 CLOSTER DOCK RD, CLOSTER, NJ 07624-3223 |
| Document Number | 0042220355 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 4222/355 |
| Instrument | 2021098303 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 674 CLOSTER DOCK RD, CLOSTER, NJ 07624-3223 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0041941819 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 4194/1819 |
| Instrument | 2021091086 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 674 CLOSTER DOCK RD, CLOSTER, NJ 07624-3223 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 674 CLOSTER DOCK RD, CLOSTER, NJ 07624-3223 |
| Document Number | 0051511650 |
|---|---|
| Date | Jan 3, 2024 |
| Book Page | 5151/1650 |
| Instrument | 2024000460 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Dec 16, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 674 CLOSTER DOCK RD, CLOSTER, NJ 07624-3223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0026270663 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 02627/0663 |
| Instrument | 17-042492 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Apr 26, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 674 CLOSTER DOCK RD, CLOSTER, NJ 07624-3223 |
| Document Number | 0033430478 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | HUNTER TITLE AGENCY, HUNTER TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 674 CLOSTER DOCK RD CLOSTER NJ 076243223, CLOSTER, NJ 07624-3223 |
| Document Number | 0033430478 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 003343/000478 |
| Instrument | 59351 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 9, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 674 CLOSTER DOCK RD, CLOSTER, NJ 07624-3223 |
| Document Number | 0027581022 |
| Book / Page | 002758 / 001022 |
| Instrument Date | Sep 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2017 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 674 CLOSTER DOCK RD CLOSTER NJ 076243223, CLOSTER, NJ 07624-3223 |
| Document Number | 0027581022 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 002758/001022 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 18, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 674 Closter Dock Rd was $40,549, up 4.2% from the year before.
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,208,100 (+12.83%) Land $565,400 Building $1,642,700 | $2,208,100 (+12.83%) Land $565,400 Building $1,642,700 | |
| 2025 | $40,549.00 (+4.21%) | $1,957,000 Land $545,100 Building $1,411,900 | $1,957,000 Land $545,100 Building $1,411,900 |
| 2024 | $38,911.00 | ||
| 2023 | $486,900 Land $486,900 | $486,900 Land $486,900 | |
| 2022 | $16,441.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 674 Closter Dock Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 674 Closter Dock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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