Tioga County and Owego Town property record for 674 Cafferty Hill Rd, Endicott, NY 13760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,668 sqft · built 1963 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Nov 2025) |
| Tax Bill | $7,927 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 493089 143.05-1-15 |
| Primary APN | 493089 143.05-1-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,668 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| 2nd Floor Area | 1,380 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 36,590 sqft (0.84 acres) |
| Lot Dimensions | 272 ft deep x 135 ft wide |
| Garage Type | Basement |
| Porch | Patio |
| Porch Area | 368 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000010408 |
|---|---|
| Street Address | 674 CAFFERTY HILL RD |
| City | ENDICOTT |
| State | NY |
| Zip | 13760-8912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 15.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 6 |
| Census Block | 6009 |
| Census Tract | 20300 |
674 Cafferty Hill Rd is owned and occupied by two individuals who bought it in November 2025.
Source: Tioga County and Owego Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 JANE LACEY DR, E, ENDICOTT, NY 13760-3771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on File |
| Deed Sale | Nov 21, 2025 · Amount on File |
| Deed Document Number | 20254309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Nov 21, 2025 |
| Property Address | 674 CAFFERTY HILL RD, ENDICOTT, NY 13760-8912 |
| Document Number | 202500004309 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 2025-00004309 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 JANE LACEY DR APT E, E, ENDICOTT, NY 13760-3771 |
| Document Number | 202500004310 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025-00004310 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2026 property tax bill for 674 Cafferty Hill Rd was $7,927 with exemptions applied, down 35.7% from the year before.
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Unified School District | Union-Endicott Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,927.00 (-35.68%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $12,325.00 (+49.56%) | $128,100 (-) Land $6,900 Building $121,200 | $245,167 (+2.39%) Land $13,206 Building $231,961 |
| 2024 | $8,241.00 Homeowner's exemption Senior Citizen's exemption | $128,100 (-) Land $6,900 Building $121,200 | $239,439 (+0.93%) Land $12,897 Building $226,542 |
| 2023 | $128,100 Land $6,900 Building $121,200 | $237,222 Land $12,778 Building $224,444 | |
| 2019 | $2,545.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 674 Cafferty Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 674 Cafferty Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon, Zeta Broadband.
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