Hamilton County property record for 674 Bespoke Way, Chattanooga, TN 37403
| Property Type | Townhouse |
|---|---|
| Details | 4.5 ba · 1,564 sqft · built 2024 |
| Owner | 2 Trust Names on File |
| Last Sale | $404,000 (Mar 2025) |
| Tax Bill | $1,507 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Feb 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146H G 010 C040 |
| Primary APN | 146H G 010 C040 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Stories | 3 Stories |
| Building Area | 1,564 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000397166 |
|---|---|
| Street Address | 674 BESPOKE WAY |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37403-2425 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | C3 |
| Legal Description | HPR LT 1 MCCALLIE COMMONS PB 4 PG 29 REV PB 44 PG 206 REV PB 111 PG 42 THE BEXLEY HPR UNIT 40 OUT OF 146H G 010 FOR 2024 |
| Legal Subdivision | TRIGG J N TRACT PLAN |
| Legal Lot Number | 1 |
| Legal Unit | 40 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
674 Bespoke Way, a townhouse, is held in a trust since February 2026.
Source: Hamilton County records, as of October 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 911 OAK ST, CHATTANOOGA, TN 37403-2411 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 17, 2026 | Intrafamily Transfer, Transfer |
| Mar 12, 2025 | Special Warranty Deed, Subdivision Related Transfer · Line of Credit MILLENNIUM BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2025 · Amount on File |
| Deed Sale | Mar 12, 2025 · Amount on File |
| Deed Document Number | 202543 |
| Deed Book / Page | 13859 / 866 |
| Last Transfer Date | Feb 17, 2026 |
| Transfer Doc | 0000000219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 14, 2026 |
| Property Address | 674 BESPOKE WAY, CHATTANOOGA, TN 37403-2425 |
| Document Number | 0000000001 |
| Book / Page | 14470 / 1 |
| Instrument Date | Oct 6, 2026 |
| Instrument | 144701 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 674 BESPOKE WAY, CHATTANOOGA, TN 37403-2425 |
| Document Number | 0000000001, |
|---|---|
| Date | Oct 14, 2026 |
| Book Page | 14470/1 |
| Instrument | 144701 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 17, 2026 |
| Property Address | 674 BESPOKE WAY, CHATTANOOGA, TN 37403-2425 |
| Document Number | 0000000219 |
| Book / Page | 14197 / 253 |
| Instrument Date | Feb 17, 2026 |
| Instrument | 2026021700219 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 911 OAK ST, CHATTANOOGA, TN 37403-2411 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 12, 2025 |
| Property Address | 674 BESPOKE WAY, CHATTANOOGA, TN 37403-2425 |
| Document Number | 0000000043 |
| Book / Page | 13859 / 866 |
| Map Reference | MB 13533 PG 335 |
| Instrument Date | Mar 11, 2025 |
| Instrument | 2025031200043 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY & TRUST CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,494.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 911 OAK ST, CHATTANOOGA, TN 37403-2411 |
| Document Number | 0000000044 |
|---|---|
| Date | Mar 12, 2025 |
| Book Page | 13859/869 |
| Instrument | 2025031200044 |
| Name | MILLENNIUM BANK |
|---|---|
| Type | Bank |
| Address | OOLTEWAH, TN 37363 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
The 2025 property tax bill for 674 Bespoke Way was $1,507.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,507.00 | $99,475 | $397,900 Land $90,000 Building $307,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 674 Bespoke Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 674 Bespoke Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures