Jackson County property record for 674 Ben Cook Rd, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1980 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $725 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit May 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 7549-68-1460 |
| Primary APN | 7549-68-1460 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,232 sqft Heated Area |
| 1st Floor Area | 1,232 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | 432 sqft |
| Patio Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 674 BEN COOK RD |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-6941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEN COOK RD |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | WEBSTER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 950600 |
674 Ben Cook Rd is owned and occupied by an individual who acquired it in May 2019.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 674 BEN COOK RD, SYLVA, NC 28779-6941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 9, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 8, 2019 |
| Transfer Doc | 0022371605 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 674 BEN COOK RD, SYLVA, NC 28779-6941 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0023001552 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 2300/1552 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SYLVA, NC 28779 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | May 9, 2019 |
| Property Address | 674 BEN COOK RD, SYLVA, NC 28779-6941 |
| Document Number | 0022371605 |
| Book / Page | 002237 / 001605 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 674 BEN COOK RD SYLVA NC 287796941, SYLVA, NC 28779-6941 |
The 2025 property tax bill for 674 Ben Cook Rd was $725.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $190,864 (-) Land $50,900 Building $139,964 | |
| 2025 | $725.00 | $190,864 Land $50,900 Building $139,964 |
| 2023 | $530.00 | $139,560 Land $50,900 Building $88,660 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 674 Ben Cook Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1990–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 674 Ben Cook Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Sky Fi Fixed Wireless | 10 / 1 |
| Frontier DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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