Polk County property record for 674 Augusta Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,417 sqft · built 1984 |
| Lot Size | 0.208 acres (9,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,642 (Jul 2022) |
| Tax Bill | $918 (2025) |
| Deeds & Mortgages | Jul 2022 Reverse Mortgage Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-30-000000-021050 |
| Primary APN | 27-28-30-000000-021050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,417 sqft Living Area |
| Gross Area | 1,923 sqft |
| 1st Floor Area | 1,417 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,056 sqft (0.208 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 330 sqft |
| Cooling System | Central |
|---|
| Street Address | 674 AUGUSTA RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BEG 1736.73 FT N & 406.56 FT W OF SE COR OF SEC RUN N 42 DEG 03 MIN 30 SEC W 30 FT TO POINT ON CURVE NWLY ALONG CURVE A CHORD DISTANCE OF 20.02 FT N 47 DEG 56 MIN 30 SEC E 165.82 FT S 72 DEG 20 MIN 30 SEC E 57.90 FT S 47 DEG 56 MIN 30 SEC W 194.38 FT |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 30 |
| Legal Subdivision | CYPRESSWOOD |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 288 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 14123 |
674 Augusta Rd is owned and occupied by two individuals who bought it in July 2022.
Source: Polk County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 674 AUGUSTA RD, WINTER HAVEN, FL 33884-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2022 | Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Mar 21, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST |
| May 5, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST |
| May 2, 2017 | Warranty Deed, Transfer · Conventional Mortgage THE MTG FIRM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on File |
| Deed Sale | Jul 18, 2022 · Amount on File |
| Prior Sale | May 2, 2017 · Amount on File |
| Deed Document Number | 2022194087 |
| Deed Book / Page | 12341 / 481 |
| Prior Transfer Date | Jul 9, 2022 |
| Prior Transfer Doc | 0000194087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 18, 2022 |
| Property Address | 674 AUGUSTA RD, WINTER HAVEN, FL 33884-1201 |
| Document Number | 0000194087 |
| Book / Page | 12341 / 481 |
| Instrument Date | Jul 9, 2022 |
| Instrument | 2022194087 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 674 AUGUSTA RD, 674, WINTER HAVEN, FL 33884-1201 |
| Name | Verified Name |
|---|---|
| Address | 674 AUGUSTA RD, WINTER HAVEN, FL 33884-1201 |
| Document Number | 0012341483 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 12341/483 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 912 Months |
| Due | Jul 24, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.73% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 674 AUGUSTA RD, WINTER HAVEN, FL 33884-1201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 674 AUGUSTA RD, WINTER HAVEN, FL 33884-1201 |
| Document Number | 0000075181 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 12169/1135 |
| Instrument | 2022075181 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 674 AUGUSTA RD, WINTER HAVEN, FL 33884-1201 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 674 AUGUSTA RD, WINTER HAVEN, FL 33884-1201 |
| Document Number | 0000116530 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 11701/1034 |
| Instrument | 2021116530 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 2, 2017 |
| Property Address | 674 AUGUSTA RD, WINTER HAVEN, FL 33884-1201 |
| Document Number | 0101350936 |
| Book / Page | 010135 / 000936 |
| Instrument Date | May 1, 2017 |
| Instrument | 83976 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | REAL ESTATE TITLE, REAL ESTATE TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 674 AUGUSTA RD WINTER HAVEN FL 338841201, WINTER HAVEN, FL 33884-1201 |
| Document Number | 101350937 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 010135/000937 |
| Instrument | 83977 |
| Name | THE MTG FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 674 Augusta Rd was $918 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,279 (+2.7%) | $193,492 (-2.92%) Land $42,000 Building $151,492 | |
| 2025 | $918.00 Homeowner's exemption | $111,275 | $199,302 Land $42,000 Building $157,302 |
| 2023 | $1,331.00 (+4.64%) Homeowner's exemption | $104,989 (+3%) | $202,541 (+11.72%) Land $40,000 Building $162,541 |
| 2022 | $1,272.00 Homeowner's exemption | $101,931 | $181,300 Land $34,000 Building $147,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 674 Augusta Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 674 Augusta Rd is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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