674 11th St N, Naples, FL 34102 Property Records

Collier County property record for 674 11th St N, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	1,654 sqft · built 2023
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on File
Last Sale	$407,000 (Dec 2020)
Tax Bill	$16,513 (2025)
Deeds & Mortgages	Jan 2023 Construction Loan Dec 2020 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`14053680007`

Property Details

APN / Parcel Number

Primary APN	`14053680007`
Alternative APNs	`1405368000702561128015` `098200 2810.14A34`

Interior

Building Area	1,654 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Pool Area	112 sqft
Deck Area	282 sqft

Location & Zoning

Street Address	674 11TH ST N
City	NAPLES
State	FL
Zip	34102-8119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	NAPLES T 12 BLK 28 S 70FT OF LOTS 10-12
Legal Range	25
Legal Township	49
Legal Section	34
Legal Subdivision	NAPLES PLAN OF TIER 12
Legal Tract	098200
Legal Block	28
Legal Lot Number	10.1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2021
Census Tract	200

Owner

674 11th St N is owned by a company that bought it in December 2020 and is owner-occupied.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Company Names on File
Mailing Address	674 11TH ST N, NAPLES, FL 34102-8119
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Intrafamily Transfer, Transfer · Construction Mortgage LAKE MICHIGAN CU
Dec 8, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jan 10, 2018	Warranty Deed, Transfer TROPICAL TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Jan 10, 2018 · Amount on File
Deed Document Number	20205965999
Deed Book / Page	5856 / 2555
Prior Transfer Date	Nov 16, 1998
Prior Transfer Doc	2484002256
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jan 3, 2023
Property Address	674 11TH ST N, NAPLES, FL 34102-8119
Document Number	0062032450
Book / Page	6203 / 2450
Map Reference	MB 1 PG 8
Instrument Date	Dec 23, 2022
Instrument	6346795
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5145 LOCHWOOD CT, NAPLES, FL 34112-3656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5145 LOCHWOOD CT, NAPLES, FL 34112-3656

Mortgage

Document Number	0062032458
Date	Jan 3, 2023
Instrument	6203/2458

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	1-Year T-Bill
Max Rate	10.5%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 8, 2020
Property Address	674 11TH ST N, NAPLES, FL 34102-8119
Document Number	0058562555
Book / Page	005856 / 002555
Instrument Date	Dec 8, 2020
Instrument	5965999
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,849.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3255 TAMIAMI TRL N NAPLES FL 341034106, NAPLES, FL 34103-4106

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 10, 2018
Property Address	674 11TH ST N, NAPLES, FL 34102-8119
Document Number	0054661541
Book / Page	005466 / 001541
Instrument Date	Jan 5, 2018
Instrument	5494356
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	TROPICAL TITLE INC

Transaction

Amount	Amount on Record
Tax	$2,450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3693 BELAIR LN NAPLES FL 341033580, NAPLES, FL 34103-3580

Tax Assessment & Valuation

The 2025 property tax bill for 674 11th St N was $16,513 with exemptions applied.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,918,545 (+2.7%)	$2,025,887 (-1.99%) Land $611,240 Building $1,414,647
2025	$16,513.00 Homeowner's exemption Veteran's exemption	$1,868,106	$2,066,985 Land $672,000 Building $1,394,985
2023	$4,611.00 (+23.98%)	$354,215 (+1%)	$665,000 (+48.44%) Land $665,000
2022	$3,719.00	$322,014	$448,000 Land $448,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 674 11th St N in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	215 units insured incl. 24 condo units
Nearby Flood Claims	91 (1979–2022)
Claims Outside the SFHA	2 of 91
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 24 claims Hurricane Irma, Sep 2017 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 674 11th St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Nearby Properties on 11th St N

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