6739 Kluttz Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 6739 Kluttz Rd, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,432 sqft · built 1982
Lot Size	3.37 acres (146,797 sqft)
Owner	2 Individual Names on File
Last Sale	$397,000 (May 2021)
Tax Bill	$2,492 (2023)
Deeds & Mortgages	Feb 2021 Line of Credit May 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5663 46 0410`

Property Details

APN / Parcel Number

Primary APN	`5663 46 0410`
Alternative APNs	`06002 0021.700000` `127944` `146504`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,432 sqft Living Area
Gross Area	5,626 sqft
1st Floor Area	2,432 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	146,797 sqft (3.37 acres)
Lot Width	300 ft Width
Garage Type	Mixed
Garage Area	1,546 sqft
Driveway	Concrete Driveway
Driveway Area	1,600 sqft
Parking Spaces	6 Parking Spaces
Porch	Patio
Porch Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	146504
Street Address	6739 KLUTTZ RD
City	CONCORD
State	NC
Zip	28025-6700
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	NORTH SIDE KLUTTZ RD
Legal Subdivision	RIMER TOWN
Jurisdiction	CABARRUS NC
Township / Civil Division	6, RIMERTOWN
Census Block Group	1
Census Block	1025
Census Tract	40600

Owner

6739 Kluttz Rd, a rural home, is owned and occupied by two individuals who bought it in May 2021.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6739 KLUTTZ RD, CONCORD, NC 28025-6700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 15, 2020	Deed of Trust, Mortgage · Line of Credit BB&T COLLATERAL SVCS
Jan 11, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage WELLS FARGO BANK NA
Nov 7, 2018	Grant Deed, Transfer SERVICELINK
Aug 20, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2021 · Amount on File
Deed Sale	May 26, 2021 · Amount on File
Prior Sale	Jan 11, 2019 · Amount on File
Deed Book / Page	15201 / 196
Prior Transfer Date	Aug 27, 2001
Prior Transfer Doc	3403000260
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6739 KLUTTZ RD, CONCORD, NC 28025-6700
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014908257
Date	Feb 12, 2021
Book Page	14908/257

Lender

Name	TRUIST BANK
Type	Bank
Address	CHARLOTTE, NC 28243

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 26, 2021
Property Address	6739 KLUTTZ RD, CONCORD, NC 28025-6700
Document Number	0015201196
Book / Page	15201 / 196
Instrument Date	May 26, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$794.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3231 TYLER RD, 3231, ROCKWELL, NC 28138-9096

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6739 KLUTTZ RD, CONCORD, NC 28025-6700

Mortgage

Document Number	0015201200
Date	May 26, 2021
Instrument	15201/200

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6739 KLUTTZ RD, CONCORD, NC 28025-6700
Document Number	13333222
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6739 KLUTTZ RD CONCORD NC 280256700, CONCORD, NC 28025-6700

Mortgage

Document Number	13333222
Date	Jan 11, 2021
Book Page	013333/000222
Instrument	985

Lender

Name	BB&T COLLATERAL SVCS
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 11, 2019
Property Address	6739 KLUTTZ RD, CONCORD, NC 28025-6700
Document Number	0013333201
Book / Page	13333 / 0201
Instrument Date	Jan 8, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$448.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5171 SHOREVIEW DR, 5171, CONCORD, NC 28025-7698

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6739 KLUTTZ RD, CONCORD, NC 28025-6700

Mortgage

Document Number	0013333203
Date	Jan 11, 2019
Instrument	13333/203

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 7, 2018
Property Address	6739 KLUTTZ RD, CONCORD, NC 28025-6700
Document Number	1325879
Book / Page	013258 / 000079
Instrument Date	Oct 22, 2018
Instrument	27974
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Tax	$368.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5171 SHOREVIEW DR CONCORD NC 280257698, CONCORD, NC 28025-7698

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 20, 2018
Property Address	6739 KLUTTZ RD, CONCORD, NC 28025-6700
Document Number	13144136
Book / Page	013144 / 000136
Instrument Date	Aug 17, 2018
Instrument	20645
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$365.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2476 STATEVIEW BLVD FORT MILL SC 29715, FORT MILL, SC 29715
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,960 Land $93,290 Building $390,670
2024			$483,960 (+60.79%) Land $93,290 Building $390,670
2023	$2,492.00	$300,980 Land $49,100 Building $251,880	$300,980 Land $49,100 Building $251,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6739 Kluttz Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6739 Kluttz Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Hotwire Communications.

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