Oneida County property record for 6735 Ush 45, Three Lakes, WI 54562
| Property Type | Single Family Home |
|---|---|
| Lot Size | 8.19 acres (356,756 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $419,900 (Sep 2026) |
| Tax Bill | $2,188 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | TL 471 4 |
| Primary APN | TL 471 4 |
|---|
| Lot Area | 356,756 sqft (8.19 acres) |
|---|
| Street Address | 6735 USH 45 |
|---|---|
| City | THREE LAKES |
| State | WI |
| Zip | 54562-9377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 772310/723469 PT NW SW 8.2CA/8.19SA SM B2899(3 OWNERS) SCRIV ERROR DOC 772310 SEE LIO LTR |
| Legal Range | 11E |
| Legal Township | 38N |
| Legal Section | 08 |
| Jurisdiction | ONEIDA WI |
| Township / Civil Division | THREE LAKES |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 970104 |
Source: Oneida County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6735 USH 45, THREE LAKES, WI 54562-9377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Jul 13, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 24, 2018 | Deed of Trust, Mortgage · ARM COVANTAGE CU |
| Jun 5, 2017 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on Record |
| Deed Sale | Sep 18, 2026 · Amount on Record |
| Prior Sale | Jul 13, 2026 · Amount on Record |
| Deed Document Number | 2026875345 |
| Prior Transfer Date | May 16, 2017 |
| Prior Transfer Doc | 0000772310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | Sep 18, 2026 |
| Property Address | 6735 USH 45, THREE LAKES, WI 54562-9377 |
| Document Number | 0000875345 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 2026875345 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | VILAS TITLE SERVICE INC, VILAS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127,229.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6735 USH 45, THREE LAKES, WI 54562-9377 |
| Document Number | 0000875346, |
|---|---|
| Date | Sep 18, 2026 |
| Instrument | 2026875346 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | Jul 13, 2026 |
| Property Address | 6735 USH 45, THREE LAKES, WI 54562-9377 |
| Document Number | 0000873114 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 2026873114 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $59,630.40 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6735 USH 45, THREE LAKES, WI 54562-9377 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | 6735 USH 45, THREE LAKES, WI 54562-9377 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000787626 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 787626 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 11.5% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | Jun 5, 2017 |
| Property Address | 6735 USH 45, THREE LAKES, WI 54562-9377 |
| Document Number | 0000772310 |
| Instrument Date | May 16, 2017 |
| Instrument | 772310 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
Source: Oneida County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Oneida County |
| County Subdivision | Three Lakes Town |
| Unified School District | Three Lakes School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,188.00 (+13.19%) | $157,200 (-) Land $38,900 Building $118,300 | $295,136 Land $73,033 Building $222,103 |
| 2023 | $1,933.00 | $157,200 Land $38,900 Building $118,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures