6735 Ush 45, Three Lakes, WI 54562 Property Records

Oneida County property record for 6735 Ush 45, Three Lakes, WI 54562

Property Summary

Property TypeSingle Family Home
Lot Size8.19 acres (356,756 sqft)
Owner2 Individual Names on Record
Last Sale$419,900 (Sep 2026)
Tax Bill$2,188 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jul 2026 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNTL 471 4

Property Details

APN / Parcel Number

Primary APNTL 471 4

Exterior

Lot Area356,756 sqft (8.19 acres)

Location & Zoning

Street Address6735 USH 45
CityTHREE LAKES
StateWI
Zip54562-9377
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 772310/723469 PT NW SW 8.2CA/8.19SA SM B2899(3 OWNERS) SCRIV ERROR DOC 772310 SEE LIO LTR
Legal Range11E
Legal Township38N
Legal Section08
JurisdictionONEIDA WI
Township / Civil DivisionTHREE LAKES
Census Block Group3
Census Block3026
Census Tract970104

Owner

Source: Oneida County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6735 USH 45, THREE LAKES, WI 54562-9377
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2026Warranty Deed, Transfer · Conventional Mortgage
UNION CREDIT UNION
Jul 13, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 24, 2018Deed of Trust, Mortgage · ARM
COVANTAGE CU
Jun 5, 2017Trustee's Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2026 · Amount on Record
Deed SaleSep 18, 2026 · Amount on Record
Prior SaleJul 13, 2026 · Amount on Record
Deed Document Number2026875345
Prior Transfer DateMay 16, 2017
Prior Transfer Doc0000772310
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA WI
Recording DateSep 18, 2026
Property Address6735 USH 45, THREE LAKES, WI 54562-9377
Document Number0000875345
Instrument DateSep 11, 2026
Instrument2026875345
Transaction TypeTransfer
Record UpdatedSep 30, 2026
Title CompanyVILAS TITLE SERVICE INC, VILAS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$127,229.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6735 USH 45, THREE LAKES, WI 54562-9377

Mortgage

Document Number0000875346,
DateSep 18, 2026
Instrument2026875346
Lender
NameUNION CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionONEIDA WI
Recording DateJul 13, 2026
Property Address6735 USH 45, THREE LAKES, WI 54562-9377
Document Number0000873114
Instrument DateJul 9, 2026
Instrument2026873114
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$59,630.40
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6735 USH 45, THREE LAKES, WI 54562-9377

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA WI
Property Address6735 USH 45, THREE LAKES, WI 54562-9377
Transaction TypeMortgage
Record UpdatedApr 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000787626
DateOct 24, 2018
Instrument787626
Lender
NameCOVANTAGE CU
TypeCredit Union
AddressANTIGO, WI 54409
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 1, 2048
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateNov 1, 2028
Change FrequencyAnnually
Min Rate At Change3.62%
Max Rate At Change7.5%
Index1-Year LIBOR
Max Rate11.5%

June 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionONEIDA WI
Recording DateJun 5, 2017
Property Address6735 USH 45, THREE LAKES, WI 54562-9377
Document Number0000772310
Instrument DateMay 16, 2017
Instrument772310
Transaction TypeForeclosure
Record UpdatedApr 12, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Foreclosure Auction
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyOneida County
County SubdivisionThree Lakes Town
Unified School DistrictThree Lakes School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,188.00 (+13.19%)$157,200 (-) Land $38,900 Building $118,300$295,136 Land $73,033 Building $222,103
2023$1,933.00$157,200 Land $38,900 Building $118,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ush 45

Nearby Streets

Search Property Records by Address or Parcel Number