6735 E Bay Blvd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6735 E Bay Blvd, Navarre, FL 32566 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,091 sqft · built 2018
Lot Size0.961 acres (41,861 sqft)
Owner2 Individual Names on File
Last Sale$840,000 (Jun 2026)
Tax Bill$294 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jul 2021 Mortgage
+ 5 more
Flood ZoneZone AE (high risk)
APN18-2S-26-1920-10900-0110

Property Details

APN / Parcel Number

Primary APN18-2S-26-1920-10900-0110
Alternative APN
  • S262181920109000110

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,091 sqft Living Area
Gross Area4,174 sqft
1st Floor Area3,091 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Construction TypeWood
Roof MaterialWood Shingle
Lot Area41,861 sqft (0.961 acres)
Garage TypeAttached
Garage Area606 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area477 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6735 E BAY BLVD
CityNAVARRE
StateFL
Zip32566-8003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOLLEY BY THE SEA 1ST CORR & AMEND LOT 11 BLK 109 AS DES IN OR 3715 PG 888
Legal Range26W
Legal Township2S
Legal Section18
Legal SubdivisionHOLLEY SEA/1ST AMD
Legal Block109
Legal Lot Number11
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1033
Census Tract10820

Owner

Source: Santa Rosa County records · APN 18-2S-26-1920-10900-0110

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7703 FREESIA CIR, NAVARRE, FL 32566-7387
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2026Warranty Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Jul 21, 2021Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Sep 10, 2018Deed of Trust, Mortgage · Line of Credit
MICHAEL D MUELLER
Apr 03, 2018Warranty Deed, Transfer
NAVY FCU
Mar 30, 2018Deed of Trust, Mortgage
NAVY FCU
Nov 28, 2017Loan Modification, Mortgage · Line of Credit
FIDELITY BK
May 23, 2017Warranty Deed, Transfer
SURETY LAND TITLE/FL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 08, 2026 · Amount on Record
Deed SaleJun 08, 2026 · Amount on Record
Prior SaleApr 03, 2018 · Amount on Record
Deed Document Number202628997
Deed Book / Page4753 / 1782
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 08, 2026
Property Address6735 E BAY BLVD, NAVARRE, FL 32566-8003
Document Number0000028997
Book / Page4753 / 1782
Instrument DateJun 05, 2026
Instrument202628997
Transaction TypeTransfer
Record UpdatedJul 17, 2026
Title CompanyOMEGA TITLE, OMEGA NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$593,880.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7703 FREESIA CIR, NAVARRE, FL 32566-7387
InvestorPossibly a Property Investor

Mortgage

Document Number0000028998,
DateJun 08, 2026
Instrument202628998
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.23%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6735 E BAY BLVD, NAVARRE, FL 32566-8003
Transaction TypeMortgage
Record UpdatedAug 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6735 E BAY BLVD, NAVARRE, FL 32566-8003

Mortgage

Document Number0041510499
DateJul 21, 2021
Book Page4151/499
Instrument202148771
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6735 E BAY BLVD, NAVARRE, FL 32566-8003
Document Number0037640908
Instrument DateSep 10, 2018
Transaction TypeMortgage
Record UpdatedOct 30, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6735 E BAY BLVD NAVARRE FL 325668003, NAVARRE, FL 32566-8003

Mortgage

Document Number0037640908
DateSep 10, 2018
Book Page003764/000908
Instrument38718
Lender
NameMICHAEL D MUELLER
Address2567 COVE RD, NAVARRE, FL 32566-8750
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 03, 2018
Property Address6735 E BAY BLVD, NAVARRE, FL 32566-8003
Document Number0037150888
Book / Page003715 / 000888
Instrument DateMar 30, 2018
Instrument12912
Transaction TypeTransfer
Record UpdatedApr 12, 2018
Title CompanySURETY LAND AND TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,100.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6735 E BAY BLVD NAVARRE FL 32566, NAVARRE, FL 32566

Mortgage

Document Number37150890
DateApr 03, 2018
Book Page003715/000890
Instrument12913
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueApr 02, 2048
Interest
Rate TypeAdjustable Rate
Rate4.75%

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6735 E BAY BLVD, NAVARRE, FL 32566-8003
Document Number0038060522
Instrument DateMar 30, 2018
Transaction TypeMortgage
Record UpdatedMar 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1967 HAWTHORNE DR NAVARRE FL 325665609, NAVARRE, FL 32566-5609

Mortgage

Document Number0038060522
DateFeb 25, 2019
Book Page003806/000522
Instrument7123
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 24, 2049
Interest
Rate TypeAdjustable Rate
Rate4.75%

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address6735 E BAY BLVD, NAVARRE, FL 32566-8003
Document Number0036860555
Instrument DateNov 28, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanySURETY LAND TITLE/FL LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1300 E OLIVE RD PENSACOLA FL 325144820, PENSACOLA, FL 32514-4820
InvestorPossibly a Property Investor

Mortgage

Document Number0036860555
DateDec 13, 2017
Book Page003686/000555
Instrument51242
Lender
NameFIDELITY BK
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 23, 2017
Property Address6735 E BAY BLVD, NAVARRE, FL 32566-8003
Document Number0036261546
Book / Page003626 / 001546
Instrument DateMay 15, 2017
Instrument20682
Transaction TypeTransfer
Record UpdatedJun 21, 2017
Title CompanySURETY LAND TITLE/FL LLC

Transaction

AmountAmount Recorded
Tax$196.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1300 E OLIVE RD PENSACOLA FL 325144820, PENSACOLA, FL 32514-4820
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$294.00 (+7.69%) Homeowner's exemption Veteran's exemption$424,639 (+2.9%)$610,247 (+6.55%) Land $81,000 Building $529,247
2024$273.00 (+7.48%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$412,672 (+3%)$572,735 (+2.82%) Land $81,000 Building $491,735
2023$254.00 (+6.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$400,652 (+7.01%)$557,049 (+12.54%) Land $70,200 Building $486,849
2022$239.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$374,418$494,992 Land $54,000 Building $440,992

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108201, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 311 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies311 in force
Nearby Flood Claims49 (1995–2020)
Claims Outside the SFHA1 of 49
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 35 claims
  • Hurricane Frances, Sep 2004 · 11 claims
  • Hurricane Opal, Oct 1995 · 2 claims

Wildfire

Wildfire RiskModerate
above 59% of the US · above 32% of Florida
Wildfire LikelihoodAbout 1 in 855 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Mediacom CommunicationsCable1,000 / 50
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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