Hamilton County property record for 6731 Gracely Dr, Cincinnati, OH 45233
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 1,732 sqft · built 1890 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $319,900 (Jun 2025) |
| Tax Bill | $3,236 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-0004-0020-00 |
| Primary APN | 165-0004-0020-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| Gross Area | 2,917 sqft |
| 1st Floor Area | 1,215 sqft |
| Attic | Attic |
| Attic Area | 517 sqft |
| Basement Area | 1,185 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 128 ft deep x 78 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 6731 GRACELY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45233-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | GRACELY DR 78 X 128 LOTS 154-155 PT LOT 153 MAXON & REDDINGTON SUB PRS 20 TH 22 CONS |
| Legal Subdivision | MAXON & REDDINGTON SUB |
| Legal Lot Number | 154-1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 10600 |
Source: Hamilton County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6731 GRACELY DR, CINCINNATI, OH 45233-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Oct 3, 2019 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2025 · Amount on Record |
| Deed Sale | Jun 18, 2025 · Amount on Record |
| Prior Sale | Sep 12, 2024 · Amount on Record |
| Deed Document Number | 202545738 |
| Deed Book / Page | 15440 / 1746 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 24, 2026 |
| Property Address | 6731 GRACELY DR, CINCINNATI, OH 45233-1102 |
| Document Number | 0000031314 |
| Book / Page | 15652 / 2196 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202631314 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6731 GRACELY DR, CINCINNATI, OH 45233-1102 |
| Document Number | 0000031314, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 15652/2196 |
| Instrument | 202631314 |
| Name | SWIFT HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 3, 2019 |
| Property Address | 6731 GRACELY DR, CINCINNATI, OH 45233-1102 |
| Document Number | 0000085773 |
| Book / Page | 14015 / 01873 |
| Map Reference | MB 148 PG 232 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 2019-0085773 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6731 GRACELY DR, CINCINNATI, OH 45233-1102 |
| Document Number | 0000085774 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 2019-0085774 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,236.00 (+0.12%) | $50,754 (-) Land $9,583 Building $41,171 | $145,010 (-) Land $27,380 Building $117,630 |
| 2024 | $3,232.00 (-0.19%) | $50,754 (-) Land $9,583 Building $41,171 | |
| 2023 | $3,238.00 (+62.31%) | $50,754 (+81.26%) Land $9,583 Building $41,171 | $145,010 (+81.26%) Land $27,380 Building $117,630 |
| 2022 | $1,995.00 | $28,001 Land $7,837 Building $20,164 | |
| 2020 | $80,000 Land $22,390 Building $57,610 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1993–2025) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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