Elko County property record for 673 Thistle Ln, Spring Creek, NV 89815
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,316 sqft · built 2018 |
| Lot Size | 2.48 acres (108,464 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,595 (Sep 2018) |
| Tax Bill | $4,918 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-012-003 |
| Primary APN | 043-012-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,316 sqft Living Area |
| Gross Area | 3,094 sqft |
| 1st Floor Area | 2,316 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 108,464 sqft |
| Garage Type | Attached |
| Garage Area | 778 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 673 THISTLE LN |
|---|---|
| City | SPRING CREEK |
| State | NV |
| Zip | 89815-6923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | TRACT 401 SPRING CREEK CORPORATION FILE 67520 |
| Legal Subdivision | SPRING CREEK TRACT 401 |
| Legal Tract | 401 |
| Legal Block | 12 |
| Legal Lot Number | 3 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 951201 |
673 Thistle Ln is owned and occupied by two individuals who bought it in September 2018.
Source: Elko County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 673 THISTLE LN, SPRING CREEK, NV 89815-6923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ELKO FCU |
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ELKO FCU |
| Apr 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 14, 2018 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jun 25, 2018 | Grant Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on File |
| Deed Sale | Sep 14, 2018 · Amount on File |
| Prior Sale | Jun 25, 2018 · Amount on File |
| Deed Document Number | 2018746007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 673 THISTLE LN, SPRING CREEK, NV 89815-6923 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000794889 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 794889 |
| Name | ELKO FCU |
|---|---|
| Type | Credit Union |
| Address | ELKO, NV 89801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 15, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 673 THISTLE LN, SPRING CREEK, NV 89815-6923 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0000801180 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 801180 |
| Name | ELKO FCU |
|---|---|
| Type | Credit Union |
| Address | ELKO, NV 89801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 673 THISTLE LN, SPRING CREEK, NV 89815-6923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000767329 |
|---|---|
| Date | Apr 10, 2020 |
| Instrument | 767329 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 14, 2018 |
| Property Address | 673 THISTLE LN, SPRING CREEK, NV 89815-6923 |
| Document Number | 0000746007 |
| Map Reference | FILE67520 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 746007 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 247 GREENCREST DR, 247, SPRING CREEK, NV 89815-5447 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 673 THISTLE LN, SPRING CREEK, NV 89815-6923 |
| Document Number | 0000746008 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 746008 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 25, 2018 |
| Property Address | 673 THISTLE LN, SPRING CREEK, NV 89815-6923 |
| Document Number | 0000742602 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 742602 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $146.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 247 GREENCREST DR SPRING CREEK NV 898155447, SPRING CREEK, NV 89815-5447 |
The 2026 property tax bill for 673 Thistle Ln was $4,918, up 3% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,918.00 (+3.02%) | $190,479 (-1.49%) Land $21,000 Building $169,479 | $544,226 (-1.49%) Land $60,000 Building $484,226 |
| 2025 | $4,774.00 | $193,362 Land $21,000 Building $172,362 | $552,463 Land $60,000 Building $492,463 |
| 2023 | $4,117.00 (+3%) | $174,334 (+16.82%) Land $11,200 Building $163,134 | $498,097 (+16.82%) Land $32,000 Building $466,097 |
| 2022 | $3,997.00 | $149,234 Land $11,200 Building $138,034 | $426,383 Land $32,000 Building $394,383 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 673 Thistle Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 673 Thistle Ln is extreme, ranking above 97.9% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.9% of the US · above 93% of Nevada |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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