673 S Grove St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 673 S Grove St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,800 sqft · built 1939
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,000 (Aug 2025)
Tax Bill	$4,143 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-OB-150-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-OB-150-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	900 sqft
2nd Floor Area	900 sqft
Basement Area	900 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1945
Architectural Style	Colonial
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	14 ft deep x 6 ft wide
Garage Type	Mixed
Garage Area	1,256 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	673 S GROVE ST
City	RIPON
State	WI
Zip	54971-1632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S21 T16N R14E OAKWOOD HEIGHTS LOT 15 EXC N 18' & N 1/2 LOT 16
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	OAKWOOD HEIGHTS
Legal Lot Number	15-16
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	2
Census Block	2006
Census Tract	41600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southwest Historic District listed 2004 · 161 contributing resources · NRIS 04000653

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fond Du Lac County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	673 S GROVE ST, RIPON, WI 54971-1632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Aug 15, 2025	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FORTIFI BANK
May 7, 2021	Intrafamily Transfer, Transfer
Oct 22, 2019	Warranty Deed, Transfer · Conventional Mortgage FORTIFI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on Record
Deed Sale	Aug 15, 2025 · Amount on Record
Prior Sale	Oct 22, 2019 · Amount on Record
Deed Document Number	20251212431
Prior Transfer Date	Nov 19, 2007
Prior Transfer Doc	0000906031
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	673 S GROVE ST, RIPON, WI 54971-1632
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001088065
Date	Aug 11, 2017
Instrument	1088065

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Aug 15, 2025
Property Address	673 S GROVE ST, RIPON, WI 54971-1632
Document Number	0001212431
Instrument Date	Aug 15, 2025
Instrument	1212431
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	GREEN LAKE TITLE, GREEN LAKE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$954.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	673 S GROVE ST, RIPON, WI 54971-1632

Mortgage

Document Number	0001212432
Date	Aug 15, 2025
Instrument	1212432

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	673 S GROVE ST, RIPON, WI 54971-1632
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001150728
Date	May 7, 2021
Instrument	1150728

Lender

Name	FORTIFI BANK
Type	Bank
Address	BERLIN, WI 54923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FOND DU LAC WI
Recording Date	May 7, 2021
Property Address	673 S GROVE ST, RIPON, WI 54971-1632
Document Number	1150694
Instrument Date	May 3, 2021
Instrument	1150694
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	673 S GROVE ST, RIPON, WI 54971-1632

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Oct 22, 2019
Property Address	673 S GROVE ST, RIPON, WI 54971-1632
Document Number	0001120339
Instrument Date	Oct 17, 2019
Instrument	1120339
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	MIDWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$531.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	673 S GROVE ST, RIPON, WI 54971-1632

Mortgage

Document Number	0001120340
Date	Oct 22, 2019
Instrument	1120340

Lender

Name	FORTIFI BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,143.00 (+7.3%)	$177,900 (-) Land $18,500 Building $159,400	$274,383 (+16.85%) Land $28,533 Building $245,850
2024	$3,861.00 (+3.9%) Homeowner's exemption	$177,900 (-) Land $18,500 Building $159,400	$234,807 (+12.35%) Land $24,418 Building $210,389
2023	$3,716.00 Homeowner's exemption	$177,900 Land $18,500 Building $159,400	$208,999 Land $21,734 Building $187,265

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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