673 Pontoon Rd, Huger, SC 29450 Property Records

Berkeley County property record for 673 Pontoon Rd, Huger, SC 29450

Property Summary

Property Type	Single Family Home
Details	2,520 sqft · built 2021
Lot Size	0.461 acres (20,091 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (May 2026)
Tax Bill	$2,656 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`257-01-01-096`

Property Details

APN / Parcel Number

Primary APN	`257-01-01-096`
Alternative APN	`257-00-00-005`

Interior

Building Area	2,520 sqft Finished Area
1st Floor Area	1,866 sqft
2nd Floor Area	654 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,091 sqft (0.461 acres)
Garage Area	400 sqft
Porch	Slab
Patio Area	162 sqft

Location & Zoning

Street Address	673 PONTOON RD
City	HUGER
State	SC
Zip	29450-8526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 128THE MILLBRIDGES AT SEVEN LAKES PH 4
Legal Subdivision	(BRIDGES) @ SEVEN LAKES
Legal Lot Number	128
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1031
Census Tract	20405

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	673 PONTOON RD, HUGER, SC 29450-8526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 7, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 6, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	202616131
Deed Book / Page	5569 / 43
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	673 PONTOON RD, HUGER, SC 29450-8526
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	673 PONTOON RD, HUGER, SC 29450-8526

Mortgage

Document Number	05066/0894
Date	Dec 27, 2024
Book Page	5066/894
Instrument	2024040767

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	May 7, 2026
Property Address	673 PONTOON RD, HUGER, SC 29450-8526
Document Number	05569/0043
Book / Page	5569 / 43
Instrument Date	May 5, 2026
Instrument	2026.16131
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280,275.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	673 PONTOON RD, HUGER, SC 29450-8526

Mortgage

Document Number	0000016132,
Date	May 7, 2026
Book Page	5569/48
Instrument	2026.16132

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Aug 6, 2021
Property Address	673 PONTOON RD, HUGER, SC 29450-8526
Document Number	03921/0616
Book / Page	3921 / 616
Map Reference	DOC 2020027507
Instrument Date	Aug 5, 2021
Instrument	2021037469
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2023
Title Company	NOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,188.55
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	673 PONTOON RD, HUGER, SC 29450-8526

Mortgage

Document Number	2021037470
Date	Aug 6, 2021
Instrument	2021037470

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,800 (+2,4%) Land $140,000 Building $520,800	$660,800 (-) Land $140,000 Building $520,800
2025	$2,656.00 (+3.47%) Homeowner's exemption	$26,432 (-) Land $5,600 Building $20,832	$660,800 (-) Land $140,000 Building $520,800
2024	$2,567.00 (-1.53%) Homeowner's exemption	$26,432 (+13.75%) Land $5,600 Building $20,832	$660,800 (+13.75%) Land $140,000 Building $520,800
2022	$2,607.00 Homeowner's exemption	$23,236 Land $4,800 Building $18,436	$580,900 Land $120,000 Building $460,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	24 (1983–2017)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 91% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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