Berlin Town property record for 673 Lower Ln, Berlin, CT 06037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,294 sqft · built 1850 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Apr 2011) |
| Tax Bill | $5,309 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Feb 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BERL M:16-3 B:113 L:24 |
| Primary APN | BERL M:16-3 B:113 L:24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,294 sqft Living Area |
| Gross Area | 1,891 sqft |
| 1st Floor Area | 1,007 sqft |
| Basement Area | 442 sqft |
| Unfinished Basement | 442 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1000840 |
|---|---|
| Street Address | 673 LOWER LN |
| City | BERLIN |
| State | CT |
| Zip | 06037-3161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Block | 113 |
| Legal Lot Number | 24 |
| Jurisdiction | BERLIN CT |
| Township / Civil Division | BERLIN |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 400102 |
673 Lower Ln is owned and occupied by an individual who bought it in April 2011.
Source: Berlin Town records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 673 LOWER LN, BERLIN, CT 06037-3161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| Feb 16, 2017 | Deed of Trust, Mortgage · Line of Credit WEBSTER BANK |
| Mar 1, 2017 | Deed of Trust, Mortgage · FHA Mortgage ENVOY MORTGAGE LTD |
| Nov 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2011 · Amount on File |
| Deed Sale | Apr 20, 2011 · Amount on File |
| Prior Sale | Dec 10, 1991 · Amount on File |
| Deed Book / Page | 649 / 467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERLIN CT |
| Property Address | 673 LOWER LN, BERLIN, CT 06037-3161 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000791-172 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 791/172 |
| Instrument | 2008400014 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERLIN CT |
| Property Address | 673 LOWER LN, BERLIN, CT 06037-3161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 733-662 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 733/662 |
| Instrument | 1366310008 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Feb 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERLIN CT |
| Property Address | 673 LOWER LN, BERLIN, CT 06037-3161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 734-1 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 734/1 |
| Instrument | 1377390016 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERLIN CT |
| Property Address | 673 LOWER LN, BERLIN, CT 06037-3161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 764-556 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 764/556 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 673 Lower Ln was $5,309.
Source: Berlin Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Berlin Town |
| Unified School District | Berlin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,309.00 | $173,200 Land $91,500 Building $81,700 | $121,240 Land $64,050 Building $57,190 |
| 2024 | $5,309.00 (+3.69%) | ||
| 2023 | $5,120.00 (+0.02%) | $173,200 (+16.09%) Land $91,500 Building $81,700 | |
| 2022 | $5,119.00 | $149,200 Land $73,800 Building $75,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 673 Lower Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 673 Lower Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORTHINGTON FIRE DISTRICT serves 2,875 people · EPA ID CT0070031 |
|---|---|
| Water Source | Purchased surface water from BERLIN WATER CONTROL COMMISSION |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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