673 el Monte Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 673 el Monte Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 848 sqft · built 1952
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,084 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`482-232-03-00`

Property Details

APN / Parcel Number

Primary APN	`482-232-03-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	848 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	673 EL MONTE RD
City	EL CAJON
State	CA
Zip	92020-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 222 TR 002843
Legal Subdivision	SUNNYSLOPE HEIGHTS
Legal Tract	002843
Legal Block	1
Legal Lot Number	222
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1015
Census Tract	16100

Owner

673 el Monte Rd is owned and occupied by two individuals who acquired it in March 2021.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	673 EL MONTE RD, EL CAJON, CA 92020-3027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit CABRILLO CU
Mar 9, 2021	Intrafamily Transfer, Transfer · VA Mortgage FIRST HOME BANK
Dec 16, 2019	Intrafamily Transfer, Transfer · VA Mortgage BAY EQUITY LLC
Dec 16, 2019	Grant Deed, Transfer · VA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021
Deed Sale	Mar 9, 2021
Prior Sale	Dec 16, 2019
Deed Document Number	2021182355
Prior Transfer Date	Mar 4, 2021
Prior Transfer Doc	0000182355
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	673 EL MONTE RD, EL CAJON, CA 92020-3027
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	673 EL MONTE RD, EL CAJON, CA 92020-3027

Mortgage

Document Number	0000309272
Date	Nov 3, 2025
Instrument	2025-0309272

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Oct 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 9, 2021
Property Address	673 EL MONTE RD, EL CAJON, CA 92020-3027
Document Number	0000182355
Map Reference	MAP 2843
Instrument Date	Mar 4, 2021
Instrument	2021-0182355
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	673 EL MONTE RD, EL CAJON, CA 92020-3027

Mortgage

Document Number	0000182356
Date	Mar 9, 2021
Instrument	2021-0182356

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 16, 2019
Property Address	673 EL MONTE RD, EL CAJON, CA 92020-3027
Document Number	0000584973
Map Reference	MAP 2843
Instrument Date	Dec 9, 2019
Instrument	2019-0584973
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	673 EL MONTE RD, EL CAJON, CA 92020-3027

Mortgage

Document Number	0000584974
Date	Dec 16, 2019
Instrument	2019-0584974

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 16, 2019
Property Address	673 EL MONTE RD, EL CAJON, CA 92020-3027
Document Number	0000584972
Instrument Date	Nov 7, 2019
Instrument	584972
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.55
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	673 EL MONTE RD EL CAJON CA 920203027, EL CAJON, CA 92020-3027

Mortgage

Document Number	584974
Date	Dec 16, 2019
Instrument	584974

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 673 el Monte Rd was $6,084.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$469,071 (+2%) Land $306,766 Building $162,305
2025	$6,084.00	$459,874 Land $300,751 Building $159,123
2023	$6,465.00 (+9.41%)	$442,018 Land $289,073 Building $152,945
2022	$5,909.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 673 el Monte Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 673 el Monte Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile.

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