673 Cottage Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 673 Cottage Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 748 sqft · built 1900
Lot Size	0.091 acres (3,964 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jan 2024)
Tax Bill	$3,104 (2023)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jul 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-29-22-42-0142`

Property Details

APN / Parcel Number

Primary APN	`20-29-22-42-0142`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	748 sqft Living Area
1st Floor Area	748 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,964 sqft (0.091 acres)
Lot Dimensions	102 ft deep x 39 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	236 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	673 COTTAGE AVE E
City	SAINT PAUL
State	MN
Zip	55106-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	DENNY HILL ADDITION LOT 14 BLK 1
Legal Range	22
Legal Township	29
Legal Section	20
Legal Quarter	4
Quarter-Quarter Section	2
Legal Subdivision	DENNY HILL ADDITION
Legal Block	1
Legal Lot Number	14
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3005
Census Tract	30602

Owner

673 Cottage Ave E is owned and occupied by an individual who bought it in January 2024.

Source: Ramsey County records, as of January 26, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	673 COTTAGE AVE E # STT, STT, SAINT PAUL, MN 55106-1706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed, Transfer · Conventional Mortgage PRIMELENDING
Jul 19, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2024 · Amount on File
Deed Sale	Jan 23, 2024 · Amount on File
Prior Sale	Jul 19, 2023
Deed Document Number	T02768047
Record Updated	Jun 7, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 23, 2024
Property Address	673 COTTAGE AVE E, SAINT PAUL, MN 55106-1706
Document Number	0T02768047
Instrument Date	Jan 8, 2024
Instrument	T02768047
Transaction Type	Transfer
Record Updated	Jan 29, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	673 COTTAGE AVE E # STT, STT, SAINT PAUL, MN 55106-1706

Mortgage

Document Number	0T02768048
Date	Jan 23, 2024
Instrument	T02768048

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Jul 19, 2023
Property Address	673 COTTAGE AVE E, SAINT PAUL, MN 55106-1706
Document Number	0T02757707
Instrument Date	Jul 18, 2023
Instrument	T02757707
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	673 COTTAGE AVE E, SAINT PAUL, MN 55106-1706

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,104.00 Homeowner's exemption	$172,500 Land $25,000 Building $147,500	$172,500 Land $25,000 Building $147,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 673 Cottage Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 673 Cottage Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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