673 Charles Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 673 Charles Ave, Saint Paul, MN 55104

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,621 sqft · built 1900
Lot Size	0.112 acres (4,922 sqft)
Owner	Company Name on Record
Last Sale	$23,500 (Apr 2009)
Tax Bill	$3,938 (2023)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`35-29-23-14-0113`

Property Details

APN / Parcel Number

Primary APN	`35-29-23-14-0113`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,621 sqft Total Area
1st Floor Area	926 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Asbestos
Lot Area	4,922 sqft (0.112 acres)
Lot Dimensions	124 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	673 CHARLES AVE
City	SAINT PAUL
State	MN
Zip	55104-2717
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	E
Legal Description	SYNDICATE NO. 2 ADDITION SUBJ TO ESMTS LOT 18 BLK 1
Legal Range	23
Legal Township	29
Legal Section	35
Legal Quarter	1
Quarter-Quarter Section	4
Legal Subdivision	SYNDICATE NO 2 ADDITION
Legal Block	1
Legal Lot Number	18
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	32500

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 16595, SAINT PAUL, MN 55116-0595
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage DENISE & LEONARD CURRIE
Jan 5, 2018	Loan Modification, Mortgage DRAKE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2009 · Amount on Record
Deed Sale	Apr 27, 2009 · Amount on Record
Deed Document Number	374469
Record Updated	Jun 7, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	673 CHARLES AVE, SAINT PAUL, MN 55104-2717
Document Number	0004836019
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	673 CHARLES AVE ST PAUL MN 551042717, ST PAUL, MN 55104-2717

Mortgage

Document Number	0004836019
Date	Oct 1, 2020
Instrument	4836019

Lender

Name	DENISE & LEONARD CURRIE

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 30, 2030

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RAMSEY MN
Property Address	673 CHARLES AVE, SAINT PAUL, MN 55104-2717
Document Number	0002608117
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	511 BLAIR AVE ST PAUL MN 551031636, ST PAUL, MN 55103-1636

Mortgage

Document Number	0002608117
Date	Feb 9, 2018
Instrument	2608117

Lender

Name	DRAKE BK
Type	Bank
Address	ST PAUL, MN 55107

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 8, 2023

Interest

Rate	4.55%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,938.00	$190,500 Land $20,000 Building $170,500	$190,500 Land $20,000 Building $170,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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