6729 Cw Smith Rd, Three Lakes, WI 54562 Property Records

Oneida County property record for 6729 Cw Smith Rd, Three Lakes, WI 54562

Property Summary

Property Type	Single Family Home
Lot Size	0.702 acres (30,592 sqft)
Owner	2 Individual Names on Record
Last Sale	$661,300 (Dec 2023)
Tax Bill	$4,107 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TL 2972`

Property Details

APN / Parcel Number

Primary APN	`TL 2972`

Exterior

Lot Area	30,592 sqft (0.702 acres)

Location & Zoning

Street Address	6729 CW SMITH RD
City	THREE LAKES
State	WI
Zip	54562-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 848748/834080 LAKE FOREST LOT 22 SEE DOC 697900 & 854014 FOR MIN CLAIM
Legal Range	11E
Legal Township	38N
Legal Section	10
Legal Subdivision	LAKE FOREST
Legal Lot Number	22
Jurisdiction	ONEIDA WI
Township / Civil Division	THREE LAKES
Census Block Group	1
Census Block	1023
Census Tract	970101

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2251 HILL LN, BATAVIA, IL 60510-9001
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
May 31, 2022	Warranty Deed, Transfer · Conventional Mortgage NICOLET NATIONAL BANK
Oct 27, 2021	Warranty Deed, Transfer NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOODS TTL & CLOSING SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2023 · Amount on Record
Deed Sale	Dec 11, 2023 · Amount on Record
Prior Sale	May 31, 2022 · Amount on Record
Deed Document Number	2023848748
Record Updated	Jun 8, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA WI
Recording Date	Dec 11, 2023
Property Address	6729 CW SMITH RD, THREE LAKES, WI 54562-9785
Document Number	0000848748
Instrument Date	Dec 6, 2023
Instrument	848748
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	VILAS TITLE SERVICE INC, VILAS TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,983.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000848749
Date	Dec 11, 2023
Instrument	848749

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	May 31, 2022
Property Address	6729 CW SMITH RD, THREE LAKES, WI 54562-9785
Document Number	0000834080
Map Reference	VOL 13 PG 80-82
Instrument Date	May 24, 2022
Instrument	834080
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,657.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Mortgage

Document Number	0000834081
Date	May 31, 2022
Instrument	834081

Lender

Name	NICOLET NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Oct 27, 2021
Property Address	6729 CW SMITH RD, THREE LAKES, WI 54562-9785
Document Number	0000827000
Map Reference	VOL 13 PG 80-82
Instrument Date	Oct 27, 2021
Instrument	827000
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOODS TTL & CLOSING SVC

Transaction

Amount	Amount Recorded
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Three Lakes Town
Unified School District	Three Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,107.00 (+13.23%)	$295,000 (-) Land $128,800 Building $166,200	$553,849 Land $241,816 Building $312,033
2023	$3,627.00 (+8.56%)	$295,000 (-) Land $128,800 Building $166,200
2022	$3,341.00	$295,000 Land $128,800 Building $166,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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