6728 Emerald Spring Loop, New Port Richey, FL 34653 Property Records

Pasco County property record for 6728 Emerald Spring Loop, New Port Richey, FL 34653

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,582 sqft · built 2020
Lot Size	0.156 acres (6,805 sqft)
Owner	Individual Name on File
Last Sale	$294,500 (May 2020)
Tax Bill	$3,205 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-26-16-0160-00200-0480`

Property Details

APN / Parcel Number

Primary APN	`21-26-16-0160-00200-0480`
Alternative APN	`4180859`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,582 sqft Living Area
Gross Area	3,037 sqft
1st Floor Area	1,100 sqft
Upper Floors Area	1,482 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,805 sqft (0.156 acres)
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	612 sqft
Patio Area	500 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	4180859
Street Address	6728 EMERALD SPRING LOOP
City	NEW PORT RICHEY
State	FL
Zip	34653-6959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	COPPERSPRING PHASE 1 PB 78 PG 137 BLOCK 2 LOT 48
Legal Range	16E
Legal Township	26S
Legal Section	21
Legal Subdivision	COPPERSPRING
Legal Phase	1
Legal Tract	160
Legal Block	2
Legal Lot Number	48
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1021
Census Tract	31505

Owner

6728 Emerald Spring Loop is owned and occupied by an individual who bought it in May 2020.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6728 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6959
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jan 27, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 1, 2020	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on File
Deed Sale	May 1, 2020 · Amount on File
Deed Document Number	2020071226
Deed Book / Page	10095 / 1488
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	6728 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6959
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6728 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6959

Mortgage

Document Number	0109151604
Date	Nov 13, 2023
Book Page	10915/1604
Instrument	2023198766

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	6728 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6959
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6728 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6959

Mortgage

Document Number	0102653280
Date	Jan 27, 2021
Book Page	10265/3280
Instrument	2021016415

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jun 1, 2050

May 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	May 1, 2020
Property Address	6728 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6959
Document Number	0100951488
Book / Page	10095 / 1488
Map Reference	MB 78 PG 137
Instrument Date	Apr 28, 2020
Instrument	2020071226
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 13, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,061.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6728 EMERALD SPRING LOOP, NEW PORT RICHEY, FL 34653-6959

Mortgage

Document Number	100951492
Date	May 1, 2020
Instrument	10095/1492

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6728 Emerald Spring Loop was $3,205 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,205.00 Homeowner's exemption	$286,420 Land $72,719 Building $213,701	$391,900 Land $72,719 Building $319,181
2023	$6,951.00 (+11.22%) Additional exemption filed	$270,250 (+3.75%) Land $46,739 Building $223,511	$339,045 (+22.95%) Land $46,739 Building $292,306
2022	$6,250.00 Homeowner's exemption	$260,480 Land $39,059 Building $221,421	$275,756 Land $39,059 Building $236,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6728 Emerald Spring Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 248 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	248 in force
Nearby Flood Claims	143 (1985–2024)
Claims Outside the SFHA	6 of 143
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Tropical Storm Debby, Jul 2012 · 36 claims Hurricane Frances, Sep 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6728 Emerald Spring Loop is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications.

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