Winnebago County property record for 6728 Appell Ln, Cherry Valley, IL 61016
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 5,640 sqft · built 2004 |
| Lot Size | 0.336 acres (14,641 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $243,000 (Mar 2018) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1610452005 |
| Primary APN | 1610452005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,640 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Basement Area | 1,410 sqft |
| Finished Basement | 1,410 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 14,641 sqft (0.336 acres) |
| Garage Area | 862 sqft |
| Driveway | Driveway |
| Deck Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 6728 APPELL LN |
|---|---|
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PENFIELD CROSSING NO 6 PT SE1/4 SEC 10-43-2 LOT 198 |
| Legal Range | 2 |
| Legal Township | 43 |
| Legal Section | 10 |
| Legal Subdivision | PENFIELD XING 06 |
| Legal Lot Number | 198 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 5 |
| Census Block | 5039 |
| Census Tract | 3705 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6728 APPELL LN, CHERRY VALLEY, IL 61016-9141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 18, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Dec 26, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST SVGS BK |
| Mar 20, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Feb 21, 2017 | Warranty Deed, Transfer TITLE UNDERWRITERS AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2018 · Amount on Record |
| Deed Sale | Mar 20, 2018 · Amount on Record |
| Prior Sale | Mar 20, 2018 · Amount on Record |
| Deed Document Number | 20181007752 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 6728 APPELL LN, CHERRY VALLEY, IL 61016-9141 |
| Document Number | 0001034694 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6728 APPELL LN CHERRY VALLEY IL 610169141, CHERRY VALLEY, IL 61016-9141 |
| Document Number | 0001034694 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 1034694 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 6728 APPELL LN, CHERRY VALLEY, IL 61016-9141 |
| Document Number | 0001000514 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2020 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6728 APPELL LN CHERRY VALLEY IL 610169141, CHERRY VALLEY, IL 61016-9141 |
| Document Number | 0001000514 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | 1000514 |
| Name | FIRST SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CLARKSVILLE, IN 47129 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 5, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Mar 20, 2018 |
| Property Address | 6728 APPELL LN, CHERRY VALLEY, IL 61016-9141 |
| Document Number | 0001007752 |
| Instrument Date | Mar 13, 2018 |
| Instrument | 1007752 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2018 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6728 APPELL LN CHERRY VALLEY IL 610169141, CHERRY VALLEY, IL 61016-9141 |
| Document Number | 1007753 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 1007753 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0644 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Feb 21, 2017 |
| Property Address | 6728 APPELL LN, CHERRY VALLEY, IL 61016-9141 |
| Document Number | 0001005145 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 1005145 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2017 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $327.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6728 APPELL LN CHERRY VALLEY IL 610169141, CHERRY VALLEY, IL 61016-9141 |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $126,875 Land $17,501 Building $109,374 | $380,625 Land $52,503 Building $328,122 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1978–1999) |
| Most Recent Claim | Jun 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHERRY VALLEY serves 4,731 people · EPA ID IL2010050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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