6727 Waterfront Dr, Hickory, NC 28601 Property Records

Caldwell County property record for 6727 Waterfront Dr, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2002
Lot Size	0.833 acres (36,287 sqft)
Owner	2 Individual Names on File
Last Sale	$201,000 (Feb 2008)
Tax Bill	$2,403 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`168678`

Property Details

APN / Parcel Number

Primary APN	`168678`
Alternative APN	`08138 1 8`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Heated Area
Gross Area	4,344 sqft
1st Floor Area	1,920 sqft
Basement Area	1,920 sqft
Unfinished Basement	1,920 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,287 sqft (0.833 acres)
Lot Dimensions	277 ft deep x 131 ft wide

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	168678
Street Address	6727 WATERFRONT DR
City	HICKORY
State	NC
Zip	28601-8978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2028 PG 814 YR 2021 ST 0.00
Legal Subdivision	NORTHLAKES ESTATES SECTION 1
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1045
Census Tract	31301

Owner

6727 Waterfront Dr is owned and occupied by two individuals who bought it in February 2008.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6727 WATERFRONT DR, HICKORY, NC 28601-8978
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2008 · Amount on File
Deed Sale	Feb 7, 2008 · Amount on File
Prior Sale	Jan 11, 2002 · Amount on File
Deed Book / Page	1669 / 531
Prior Transfer Date	Feb 6, 2008
Prior Transfer Doc	0016690531
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	6727 WATERFRONT DR, HICKORY, NC 28601-8978
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020341902
Date	Sep 24, 2021
Book Page	2034/1902
Instrument	10063094

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	6727 WATERFRONT DR, HICKORY, NC 28601-8978
Document Number	0010043661
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6727 WATERFRONT DR HICKORY NC 286018978, HICKORY, NC 28601-8978

Mortgage

Document Number	0010043661
Date	May 1, 2020
Book Page	001987/001021
Instrument	10043661

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 30, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 6727 Waterfront Dr was $2,403, down 4.9% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,403.00 (-4.87%)	$399,000 (-) Land $32,600 Building $366,400
2025	$2,526.00 (+44.01%)	$399,000 Land $32,600 Building $366,400	$399,000 Land $32,600 Building $366,400
2024	$1,754.00
2023		$240,500 (-) Land $32,600 Building $207,900	$240,500 (-) Land $32,600 Building $207,900
2022	$1,719.00	$240,500 Land $32,600 Building $207,900	$240,500 Land $32,600 Building $207,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6727 Waterfront Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6727 Waterfront Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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