6725 Pendleton Rd, Louisville, KY 40272 Property Records

Louisville/Jefferson County Metro Government property record for 6725 Pendleton Rd, Louisville, KY 40272

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,165 sqft · built 1960
Lot Size	0.298 acres (12,968 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Sep 2023)
Tax Bill	$1,825 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2019 Line of Credit + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`25122600010000`

Property Details

APN / Parcel Number

Primary APN	`25122600010000`
Alternative APNs	`122600010000` `00270562`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,165 sqft Finished Area
Flooring	Covered
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,968 sqft (0.298 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	00270562
Street Address	6725 PENDLETON RD
City	LOUISVILLE
State	KY
Zip	40272-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDEN
Legal Description	LOT 864 SEC 3C VALLEY VILLAGE PB. 16 PG. 8, .2977 AC+/-
Legal Subdivision	VALLEY VILLAGE
Legal Lot Number	864
Jurisdiction	JEFFERSON KY
Township / Civil Division	SOUTH DIXIE
Census Block Group	1
Census Block	1006
Census Tract	12104

Owner

6725 Pendleton Rd is owned and occupied by an individual who bought it in September 2023.

Source: Louisville/Jefferson County Metro Government records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	6725 PENDLETON RD, LOUISVILLE, KY 40272-1301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC
Feb 27, 2019	Deed of Trust, Mortgage · Line of Credit REPUBLIC BK&TR
Aug 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HSNG
Feb 7, 2018	Grant Deed, Transfer · Conventional Mortgage REPUBLIC BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on File
Deed Sale	Sep 8, 2023 · Amount on File
Prior Sale	Feb 7, 2018 · Amount on File
Deed Document Number	2023179634
Deed Book / Page	12689 / 245
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Sep 8, 2023
Property Address	6725 PENDLETON RD, LOUISVILLE, KY 40272-1301
Document Number	0000179634
Book / Page	D 12689 / 245
Map Reference	MB 16 PG 8
Instrument Date	Sep 7, 2023
Instrument	2023179634
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	NOT AVAILABLE, COLLIER TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	164 COPPER CREEK DR, MT WASHINGTON, KY 40047-5848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6727 PCNDLETON ROAD, LOUISVILLE, KY 40272-1301

Mortgage

Document Number	0000179635
Date	Sep 8, 2023
Instrument	2023179635

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	6725 PENDLETON RD, LOUISVILLE, KY 40272-1301
Document Number	0158650958
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	164 COPPER CREEK DR MOUNT WASHINGTON KY 400475848, MOUNT WASHINGTON, KY 40047-5848

Mortgage

Document Number	0158650958
Date	Mar 4, 2019
Book Page	015865/000958
Instrument	46065

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 3, 2029

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	6725 PENDLETON RD, LOUISVILLE, KY 40272-1301
Document Number	0156640395
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	AGENCY TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13406 HINCHBROOK BLVD LOUISVILLE KY 402721320, LOUISVILLE, KY 40272-1320

Mortgage

Document Number	0156640395
Date	Aug 29, 2018
Book Page	015664/000395
Instrument	204911

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 28, 2023

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Feb 7, 2018
Property Address	6725 PENDLETON RD, LOUISVILLE, KY 40272-1301
Document Number	0110830205
Book / Page	011083 / 000205
Instrument Date	Feb 5, 2018
Instrument	32294
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6725 PENDLETON RD LOUISVILLE KY 402721301, LOUISVILLE, KY 40272-1301

Mortgage

Document Number	154060116
Date	Feb 7, 2018
Book Page	015406/000116
Instrument	32295

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6725 Pendleton Rd was $1,825.

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,825.00	$160,000 Land $18,540 Building $141,460
2024			$160,000 (+54.41%) Land $18,540 Building $141,460
2023	$1,241.00 (+34.31%)	$103,620 (+34.75%) Land $18,540 Building $85,080	$103,620 (+34.75%) Land $18,540 Building $85,080
2022	$924.00	$76,900 Land $18,000 Building $58,900	$76,900 Land $18,000 Building $58,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6725 Pendleton Rd in Zone X, where a levee reduces flood risk, though there have been 64 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	64 (1978–2018)
Claims Outside the SFHA	2 of 64
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 8 claims Severe Storms, Tornadoes, And Flooding, Apr 2011 · 7 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6725 Pendleton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
BluegrassNet Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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