6724 Palms Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 6724 Palms Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,624 sqft · built 1895
Lot Size	55.7 acres (2,427,599 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Sep 2022)
Tax Bill	$6,017 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-23-011-2005-000`

Property Details

APN / Parcel Number

Primary APN	`74-23-011-2005-000`

Interior

Full Baths	1 Bath
Building Area	1,624 sqft Living Area
1st Floor Area	1,207 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Lot Area	2,427,599 sqft (55.7 acres)
Lot Dimensions	2,356 ft deep x 1,030 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6724 PALMS RD
City	IRA
State	MI
Zip	48023-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AEC
Legal Description	THAT PART OF S 1/2 OF NE FRAC 1/4 LYING E OF CHIPPEWA INDIAN RESERVE LINE, EXC S'LY 297' OF E'LY 562' THEREOF & INCLUDING
Legal Range	15E
Legal Township	03N
Legal Section	11
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	4
Census Block	4024
Census Tract	650100

Owner

6724 Palms Rd is owned and occupied by an individual who bought it in September 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	6724 PALMS RD, IRA, MI 48023-2210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL MACOMB COMMUNITY CU
Jul 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MACOMB COMMUNITY CU
Sep 7, 2022	Warranty Deed, Transfer VANGUARD TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2022 · Amount on File
Deed Sale	Sep 7, 2022 · Amount on File
Deed Document Number	202220799
Deed Book / Page	5558 / 953
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6724 PALMS RD, IRA, MI 48023-2210
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6724 PALMS RD, IRA, MI 48023-2210

Mortgage

Document Number	0005670144
Date	Nov 13, 2023
Book Page	5670/144
Instrument	2023020021

Lender

Name	CENTRAL MACOMB COMMUNITY CU
Type	Credit Union
Address	MOUNT CLEMENS, MI 48046

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6724 PALMS RD, IRA, MI 48023-2210
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6274 PALMS RD, IRA, MI 48023-1507

Mortgage

Document Number	0005539767
Date	Jul 6, 2022
Book Page	5539/767
Instrument	2022016313

Lender

Name	CENTRAL MACOMB COMMUNITY CU
Type	Credit Union
Address	MOUNT CLEMENS, MI 48046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 7, 2022
Property Address	6724 PALMS RD, IRA, MI 48023-2210
Document Number	0005558953
Book / Page	5558 / 953
Instrument Date	Jun 28, 2022
Instrument	2022020799
Transaction Type	Transfer
Record Updated	Sep 22, 2022
Title Company	VANGUARD TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6724 PALMS RD, 6724, IRA, MI 48023-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7005 MAYER RD, COTTRELLVILLE, MI 48039-2409

Tax Assessment & Valuation

The 2025 property tax bill for 6724 Palms Rd was $6,017 with a homeowner's exemption, up 4.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,500 (+1.89%)	$443,000
2025	$6,017.00 (+4.32%) Homeowner's exemption	$217,400
2024	$5,768.00		$434,800
2023		$190,300
2022	$2,741.00		$380,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6724 Palms Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6724 Palms Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Duke Broadband Fiber	1,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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