6723 Kernel Ct, Frederick, MD 21703 Property Records

Frederick County property record for 6723 Kernel Ct, Frederick, MD 21703 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	1.5 Baths
Architecture Style	Townhouse
Year Built	Built 1988
Square Footage	1,280 sqft Living Area
Lot Size	1,500 sqft (0.034 acres)
Last Sale	$297,000 (2026)
Tax Bill	$2,967.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`28-559046`
Alternative APN	`559046`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,280 sqft Living Area
1st Floor	640 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse Style
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	1,500 sqft (0.034 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	559046
Street Address	6723 KERNEL CT
City	FREDERICK
State	MD
Zip	21703-1817
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 5 BLK 214 SEC 11C PLAT 1 1500 SQ. FT. FARMBROOK
Legal Subdivision	FARMBROOK
Legal Block	214
Legal Lot Number	5
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	1
Census Block	1001
Census Tract	751002

Owner

Source: Frederick County records · APN 28-559046

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18307 ASPEN DALE CT, BOYDS, MD 20841-4372
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Dec 14, 2010
Deed Book / Page	17919 / 225
Prior Transfer Date	Jul 09, 2007
Prior Transfer Doc	0066880794
Record Refreshed	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 18, 2026
Property Address	6723 KERNEL CT, FREDERICK, MD 21703-1817
Document Number	1791000225
Book / Page	17919 / 225
Instrument Date	Jun 05, 2026
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$299,970.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18307 ASPEN DALE CT, BOYDS, MD 20841-4372

Mortgage

Document Number	1791000230,
Date	Jun 18, 2026
Book Page	17919/230

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,633 (+5.11%)	$271,700 (+15.32%) Land $100,000 Building $171,700
2025	$2,967.00 (+8.21%)	$235,600 (+16.17%) Land $80,000 Building $155,600	$235,600 (-) Land $80,000 Building $155,600
2024	$2,742.00 (+11.28%)
2023	$2,464.00	$202,800	$235,600 Land $80,000 Building $155,600

Flood & Wildfire

6723 Kernel Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.