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6722 Oak Cluster Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 6722 Oak Cluster Cir, Spring Hill, FL 34606

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,425 sqft · built 1988
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$126,000 (Nov 2015)
Tax Bill$968 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNR21-223-17-6122-0000-0640

Property Details

APN / Parcel Number

Primary APNR21-223-17-6122-0000-0640
Alternative APNs
  • 01129111
  • 1129111

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,425 sqft Living Area
1st Floor Area1,425 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area256 sqft
Patio Area81 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01129111
Street Address6722 OAK CLUSTER CIR
CitySPRING HILL
StateFL
Zip34606-3420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTIMBER PINES TR 12 UNIT 2 LOT 64
Legal Range17E
Legal Township23S
Legal Section21
Legal SubdivisionTIMBER PINES TR 12 UN 2
Legal Tract12
Legal Lot Number64
Legal Unit2
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1007
Census Tract41304

Owner

6722 Oak Cluster Cir is owned and occupied by two individuals who bought it in November 2015.

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6722 OAK CLUSTER CIR, SPRING HILL, FL 34606-3420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2015 · Amount on File
Deed SaleNov 18, 2015 · Amount on File
Prior SaleApr 6, 2005 · Amount on File
Deed Document Number2015065727
Deed Book / Page3306 / 0770
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address6722 OAK CLUSTER CIR, SPRING HILL, FL 34606-3420
Transaction TypeMortgage
Record UpdatedAug 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6722 OAK CLUSTER CIR, SPRING HILL, FL 34606-3420

Mortgage

Document Number0040311707
DateJul 27, 2021
Book Page4031/1707
Instrument2021055859
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term320 Months
DueMar 1, 2048

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address6722 OAK CLUSTER CIR, SPRING HILL, FL 34606-3420
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035461677
DateJan 25, 2018
Book Page3546/1677
Instrument2018004870
Lender
NameSOUTHWEST FUNDING LP
TypeMortgage Company
AddressDALLAS, TX 75240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6722 Oak Cluster Cir was $968 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$968.00 Additional exemption filed$107,277$259,896 Land $35,250 Building $224,646
2023$100,159 Land $100,159
2022$920.00$229,889 Land $35,250 Building $194,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6722 Oak Cluster Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims4 (1993–2013)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6722 Oak Cluster Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

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