6720 Oswego Dr, Mount Dora, FL 32757 Property Records

Orange County property record for 6720 Oswego Dr, Mount Dora, FL 32757

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,881 sqft · built 1966
Lot Size0.335 acres (14,588 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Aug 2018)
Tax Bill$3,327 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN16-20-27-6160-06-120

Property Details

APN / Parcel Number

Primary APN16-20-27-6160-06-120
Alternative APNs
  • 272016616006120
  • 104336
  • 104699
  • 105879

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms1 Room
Stories1 Story
Building Area1,881 sqft Living Area
Gross Area2,370 sqft
1st Floor Area1,189 sqft
Basement Area200 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,588 sqft (0.335 acres)
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area591 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address6720 OSWEGO DR
CityMOUNT DORA
StateFL
Zip32757-7215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionSECOND REPLAT OF OLA BEACH S/63 LOT 12 BLK 6
Legal Range27E
Legal Township20S
Legal Section16
Legal SubdivisionOLA BEACH ON LAKE OLA 2ND REP
Legal Tract6160
Legal Block6
Legal Lot Number12
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group2
Census Block2061
Census Tract17901

Owner

6720 Oswego Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Orange County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address6720 OSWEGO DR, MOUNT DORA, FL 32757-7215
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Jun 1, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jun 1, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Aug 8, 2018Warranty Deed, Transfer · FHA Mortgage
MORTGAGE FIRM

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2018 · Amount on File
Deed SaleAug 8, 2018 · Amount on File
Deed Document Number2018469848
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address6720 OSWEGO DR, MOUNT DORA, FL 32757-7215
Transaction TypeMortgage
Record UpdatedApr 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6720 OSWEGO DR, MOUNT DORA, FL 32757-7215

Mortgage

Document Number0000210485
DateApr 1, 2022
Instrument20220210485
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address6720 OSWEGO DR, MOUNT DORA, FL 32757-7215
Transaction TypeMortgage
Record UpdatedJan 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6720 OSWEGO DR, MOUNT DORA, FL 32757-7215

Mortgage

Document Number0000325616
DateJun 1, 2021
Instrument20210325616
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address6720 OSWEGO DR, MOUNT DORA, FL 32757-7215
Transaction TypeMortgage
Record UpdatedJun 17, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6720 OSWEGO DR, MOUNT DORA, FL 32757-7215

Mortgage

Document Number20210325616
DateJun 1, 2021
Instrument20210325616
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 8, 2018
Property Address6720 OSWEGO DR, MOUNT DORA, FL 32757-7215
Document Number0000469848
Instrument DateAug 6, 2018
Instrument469848
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanyEQUITABLE TITLE/MID-FLORIDA LL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6720 OSWEGO DR MOUNT DORA FL 327577215, MOUNT DORA, FL 32757-7215

Mortgage

Document Number469849
DateAug 8, 2018
Instrument469849
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6720 Oswego Dr was $3,327, up 5.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,042 (+2.7%)$350,710 (-1.22%) Land $90,000 Building $260,710
2025$3,327.00 (+5.92%) Homeowner's exemption$218,152$355,040 Land $90,000 Building $265,040
2024$3,141.00 (+7.46%)
2023$2,923.00 (+4.39%) Homeowner's exemption$205,829 (+3%)$324,167 (+24.21%) Land $90,000 Building $234,167
2022$2,800.00 Homeowner's exemption$199,834$260,980 Land $80,000 Building $180,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6720 Oswego Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims2 (2004–2025)
Most Recent ClaimOct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6720 Oswego Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLA BEACH IMPROVEMENT ASSOCIATION
private · serves 145 people · EPA ID FL3480940
Water SourceGroundwater
Last State InspectionMar 2026
Also Mapped HereOCUD/SOUTHERN WATER SYS (5 WPS)
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50

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