6720 E 7th Ave, Spokane Valley, WA 99212 Property Records

Spokane County property record for 6720 E 7th Ave, Spokane Valley, WA 99212

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1946
Lot Size	0.146 acres (6,350 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jul 2019)
Tax Bill	$2,644 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`35241.3103`

Property Details

APN / Parcel Number

Primary APN	`35241.3103`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Gross Area	1,326 sqft
1st Floor Area	884 sqft
Basement Area	442 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6720 E 7TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99212-0515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF-1
Legal Description	EMPIRE HTS ALL L11; EXC W10FT OF L12 B7
Legal Range	43E
Legal Township	25N
Legal Section	24
Legal Subdivision	EMPIRE HTS
Legal Block	7
Legal Lot Number	11,12
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1035
Census Tract	12300

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6720 E 7TH AVE, SPOKANE VALLEY, WA 99212-0515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage LENDAGE LLC
Jul 23, 2019	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 7, 2018	Warranty Deed, Transfer · Commercial Mortgage STATE BANK NORTHWEST
Sep 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	Dec 7, 2018 · Amount on Record
Deed Document Number	20196824691
Prior Transfer Date	Sep 17, 2018
Prior Transfer Doc	0006746722
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6720 E 7TH AVE, SPOKANE VALLEY, WA 99212-0515
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007113927
Date	Aug 16, 2021
Instrument	7113927

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6720 E 7TH AVE, SPOKANE VALLEY, WA 99212-0515
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6720 E 7TH AVE, SPOKANE VALLEY, WA 99212-0515

Mortgage

Document Number	0007176622
Date	Jan 31, 2022
Instrument	7176622

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	82561

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 23, 2019
Property Address	6720 E 7TH AVE, SPOKANE VALLEY, WA 99212-0515
Document Number	0006824691
Map Reference	VOL N PG 33
Instrument Date	Jul 20, 2019
Instrument	6824691
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,853.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6720 E 7TH AVE, SPOKANE VALLEY, WA 99212-0515

Mortgage

Document Number	0006824692
Date	Jul 23, 2019
Instrument	6824692

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Mortgage

Document Number	0006824693
Date	Jul 23, 2019
Instrument	6824693

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 7, 2018
Property Address	6720 E 7TH AVE, SPOKANE VALLEY, WA 99212-0515
Document Number	0006767407
Map Reference	VOL N PG33
Instrument Date	Dec 7, 2018
Instrument	6767407
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Tax	$1,073.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6720 E 7TH AVE, SPOKANE VALLEY, WA 99212-0515

Mortgage

Document Number	0006767408
Date	Dec 7, 2018
Instrument	6767408

Lender

Name	STATE BANK NORTHWEST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 25, 2018
Property Address	6720 E 7TH AVE, SPOKANE VALLEY, WA 99212-0515
Document Number	0006746723
Instrument Date	Sep 24, 2018
Instrument	6746723
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 25, 2018
Property Address	6720 E 7TH AVE, SPOKANE VALLEY, WA 99212-0515
Document Number	0006746722
Instrument Date	Sep 17, 2018
Instrument	6746722
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6720 E 7TH AVE SPOKANE VALLEY WA 992120515, SPOKANE VALLEY, WA 99212-0515

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,644.00 (+1.07%)	$252,600 (+1.53%) Land $90,000 Building $162,600	$252,600 (+1.53%) Land $90,000 Building $162,600
2025	$2,616.00 (-1.32%)	$248,800 (+2.43%) Land $70,000 Building $178,800	$248,800 (+2.43%) Land $70,000 Building $178,800
2024	$2,651.00 (+3.92%)	$242,900 (+39.3%) Land $70,000 Building $172,900	$242,900 (+39.3%) Land $70,000 Building $172,900
2023	$2,551.00 (+15.85%)	$174,370 Land $39,370 Building $135,000	$174,370 Land $39,370 Building $135,000
2022	$2,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST SPOKANE WATER DIST 1 serves 4,285 people · EPA ID WA5321650
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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