672 Southlake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 672 Southlake Dr, Ormond Beach, FL 32174 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,624 sqft · built 2015
Lot Size	0.298 acres (12,981 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Mar 2019)
Tax Bill	$1,683 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-13-31-5120-2AF05-1380`

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-2AF05-1380`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,624 sqft Living Area
Gross Area	3,906 sqft
1st Floor Area	2,624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,981 sqft (0.298 acres)
Driveway	Brick Driveway
Driveway Area	1,107 sqft
Pool Area	1,440 sqft
Deck Area	1,002 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	672 SOUTHLAKE DR
City	ORMOND BEACH
State	FL
Zip	32174-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 138 OR 2096/1413 OR 2338/1895
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Block	2AF0
Legal Lot Number	138
Legal Unit	5
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3006
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF05-1380

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	672 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Jan 24, 2017	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 27, 2019	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Mar 04, 2019	Warranty Deed, Transfer · VA Mortgage BOKF NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 2019 · Amount on Record
Deed Sale	Mar 04, 2019 · Amount on Record
Prior Sale	Nov 16, 2015 · Amount on Record
Deed Document Number	20197412
Deed Book / Page	2338 / 1895
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Recording Date	Apr 17, 2026
Property Address	672 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514
Document Number	0000015920
Book / Page	3047 / 1971
Instrument Date	Apr 10, 2026
Instrument	202615920
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015920,
Date	Apr 17, 2026
Book Page	3047/1971
Instrument	202615920

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	672 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514

Mortgage

Document Number	0030020114
Date	Oct 28, 2025
Book Page	3002/114
Instrument	2025043920

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 11, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	672 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021821614
Date	Jan 24, 2017
Book Page	2182/1614
Instrument	2017002860

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 01, 2046

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	672 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024081110
Date	Dec 27, 2019
Book Page	2408/1110
Instrument	2019048228

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 04, 2019
Property Address	672 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514
Document Number	0023381895
Book / Page	2338 / 1895
Map Reference	MB 37 PG 1-3
Instrument Date	Mar 01, 2019
Instrument	2019007412
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	648 ALDENHAM LN, 648, ORMOND BEACH, FL 32174-1019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 SOUTHLAKE DR, ORMOND BEACH, FL 32174-1514

Mortgage

Document Number	2019007413
Date	Mar 04, 2019
Instrument	2019007413

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$484,602 (+5.99%)	$692,501 (+8.34%) Land $72,500 Building $620,001
2024	$1,683.00 (+0.36%)
2023	$1,677.00 (+8.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$457,227 (+3%)	$639,210 (+4.29%) Land $72,500 Building $566,710
2022	$1,540.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$443,910	$612,943 Land $72,500 Building $540,443

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 140 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	140 in force
Nearby Flood Claims	3 (1994–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2019, other causes

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 48% of Florida
Wildfire Likelihood	About 1 in 412 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 227 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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