672 SE 4th Ave, Oak Harbor, WA 98277 Property Records

Island County property record for 672 SE 4th Ave, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1957
Lot Size	0.165 acres (7,176 sqft)
Owner	Individual Name on Record
Last Sale	$444,500 (Aug 2026)
Tax Bill	$3,685 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S7690-00-0D006-0`

Property Details

APN / Parcel Number

Primary APN	`S7690-00-0D006-0`
Alternative APN	`345692`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,192 sqft Living Area
Gross Area	1,472 sqft
1st Floor Area	1,192 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Asphalt
Lot Area	7,176 sqft (0.165 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	672 SE 4TH AVE
City	OAK HARBOR
State	WA
Zip	98277-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OH
Legal Description	PATTONS PASTURE S/2 LOT 5 & 6 BLK D
Legal Subdivision	PATTONS PASTURE
Legal Block	D
Legal Lot Number	5,6
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1004
Census Tract	970700

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	672 SE 4TH AVE, OAK HARBOR, WA 98277-3717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Nov 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Feb 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK
Dec 22, 2020	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Sep 25, 2018	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2026 · Amount on Record
Deed Sale	Aug 27, 2026 · Amount on Record
Prior Sale	Sep 25, 2018 · Amount on Record
Deed Document Number	20264604932
Prior Transfer Date	Sep 29, 2023
Prior Transfer Doc	0004565398
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Aug 27, 2026
Property Address	672 SE 4TH AVE, OAK HARBOR, WA 98277-3717
Document Number	0004604932
Instrument Date	Aug 25, 2026
Instrument	20264604932
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$718,817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 SE 4TH AVE, OAK HARBOR, WA 98277-3717

Mortgage

Document Number	0004604933,
Date	Aug 27, 2026
Instrument	20264604933

Lender

Name	CMG MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	672 SE 4TH AVE, OAK HARBOR, WA 98277-3717
Transaction Type	Mortgage
Record Updated	Nov 28, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004566894
Date	Nov 20, 2023
Instrument	4566894

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	672 SE 4TH AVE, OAK HARBOR, WA 98277-3717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004439344
Date	Feb 16, 2018
Instrument	4439344

Lender

Name	HERITAGE BANK
Type	Bank
Address	OLYMPIA, WA 98501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ISLAND WA
Recording Date	Dec 22, 2020
Property Address	672 SE 4TH AVE, OAK HARBOR, WA 98277-3717
Document Number	0004505996
Map Reference	VOL 4 PG 27
Instrument Date	Nov 12, 2020
Instrument	4505996
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	WFG NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 SE 4TH AVE, OAK HARBOR, WA 98277-3717

Mortgage

Document Number	0004505997
Date	Dec 22, 2020
Instrument	4505997

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Sep 25, 2018
Property Address	672 SE 4TH AVE, OAK HARBOR, WA 98277-3717
Document Number	0004452358
Map Reference	VOL4 PG27
Instrument Date	Jul 20, 2018
Instrument	4452358
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	LAND TITLE & ESCROW OF ISLAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,811.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 SE 4TH AVE, OAK HARBOR, WA 98277-3717

Mortgage

Document Number	0004452360
Date	Sep 25, 2018
Instrument	4452360

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Oak Harbor City
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,685.00 (+9.67%)
2025	$3,360.00 (+2.88%)	$403,081 (+2.67%) Land $180,000 Building $223,081	$403,081 (+2.67%) Land $180,000 Building $223,081
2023	$3,266.00	$392,600 (+7.79%) Land $170,000 Building $222,600	$392,600 (+7.79%) Land $170,000 Building $222,600
2022		$364,240 Land $160,000 Building $204,240	$364,240 Land $160,000 Building $204,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAK HARBOR serves 23,675 people · EPA ID WA5362650
Water Source	Purchased surface water from CITY OF ANACORTES
Last State Inspection	Jul 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Ziply Fiber.

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