Schenectady County and Niskayuna Town property record for 672 Maple Ln, Niskayuna, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,558 sqft · built 1999 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Dec 2022) |
| Tax Bill | $11,083 (2026) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 61.17-2-31 |
| Primary APN | 422400 61.17-2-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,558 sqft Living Area |
| 1st Floor Area | 1,558 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 194 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 223 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 672 MAPLE LN |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-3029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FLORAL ACRES |
| Legal Block | 2 |
| Legal Lot Number | 31.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 31901 |
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 672 MAPLE LN, SCHENECTADY, NY 12309-3029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage BALLSTON SPA NATIONAL BANK |
| Aug 22, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2022 · Amount on Record |
| Deed Sale | Dec 7, 2022 · Amount on Record |
| Prior Sale | Jun 3, 1999 · Amount on Record |
| Deed Document Number | 202263971 |
| Deed Book / Page | 2098 / 564 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 7, 2022 |
| Property Address | 672 MAPLE LN, SCHENECTADY, NY 12309-3029 |
| Document Number | 0000063971 |
| Book / Page | 2098 / 564 |
| Map Reference | MAP J 260&261 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 202263971 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Title Company | MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 SUMMERHILL DR, BURNT HILLS, NY 12027-4400 |
| Name | Verified Name |
|---|---|
| Address | 83 BIRCHWOOD LN, NISKAYUNA, NY 12309-1836 |
| Document Number | 0000063972 |
|---|---|
| Date | Dec 7, 2022 |
| Instrument | 202263972 |
| Name | BALLSTON SPA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 10.6% |
| Index | 1-Year T-Bill |
| Margin | 2 |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 672 MAPLE LN, SCHENECTADY, NY 12309-3029 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000044613 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 5249/933 |
| Instrument | 202244613 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,083.00 (+3.16%) | ||
| 2025 | $10,743.00 | $312,000 (-) Land $45,800 Building $266,200 | $462,200 (+17.04%) Land $67,849 Building $394,351 |
| 2023 | $312,000 Land $45,800 Building $266,200 | $394,900 Land $57,969 Building $336,931 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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