672 Kathy Rd, Bartow, FL 33830 Property Records

Polk County property record for 672 Kathy Rd, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,084 sqft · built 1992
Lot Size	0.267 acres (11,626 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jan 2022)
Tax Bill	$618 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-35-363482-000300`

Property Details

APN / Parcel Number

Primary APN	`25-29-35-363482-000300`
Alternative APNs	`352925363482000300` `52925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,084 sqft Living Area
Gross Area	1,372 sqft
1st Floor Area	1,084 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,626 sqft (0.267 acres)
Lot Dimensions	130 ft deep x 90 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	288 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	56 sqft
Patio Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	672 KATHY RD
City	BARTOW
State	FL
Zip	33830-8422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GANDY GROVE ESTATES PHASE TWO PB 95 PG 2 LOT 30
Legal Range	25E
Legal Township	29S
Legal Section	35
Legal Subdivision	GANDY GROVE ESTATES PHASE 02
Legal Phase	2
Legal Tract	363482
Legal Block	2
Legal Lot Number	30
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2022
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	672 KATHY RD, BARTOW, FL 33830-8422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Sep 7, 1995 · Amount on Record
Deed Document Number	202213374
Deed Book / Page	12074 / 1717
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 14, 2022
Property Address	672 KATHY RD, BARTOW, FL 33830-8422
Document Number	0000013374
Book / Page	12074 / 1717
Map Reference	MB 95 PG 2
Instrument Date	Jan 6, 2022
Instrument	2022013374
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10427 COBBLER PATCH CT, 10427, CHARLOTTE, NC 28278-0044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 KATHY RD, BARTOW, FL 33830-8422

Mortgage

Document Number	0120741724
Date	Jan 14, 2022
Instrument	12074/1724

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,814 (+2.7%)	$184,203 (+1.14%) Land $40,000 Building $144,203
2025		$177,034 (-3.69%)	$182,119 (-0.92%) Land $25,000 Building $157,119
2024	$618.00 (+30.38%)
2023	$474.00 (-81.45%) Homeowner's exemption	$183,818 (+15.64%) Land $8,900 Building $174,918	$183,818 (+15.64%) Land $8,900 Building $174,918
2022	$2,555.00 Homeowner's exemption	$158,958 Land $7,400 Building $151,558	$158,958 Land $7,400 Building $151,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	23 (1979–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20