Morgan County property record for 672 Creek Rd, Berkeley Springs, WV 25411
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,613 sqft · built 1984 |
| Lot Size | 8.93 acres (388,991 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,498 (2026) |
| Deeds & Mortgages | Feb 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-0012.0002 |
| Primary APN | 06-12-0012.0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,613 sqft Living Area |
| 1st Floor Area | 2,576 sqft |
| Basement Area | 325 sqft |
| Finished Basement | 325 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 388,991 sqft (8.93 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 208 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 672 CREEK RD |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-3374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DRNS SLEEPY CREEK 8.93 AC |
| Legal Subdivision | DRNS SLEEPY CREEK |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 971002 |
672 Creek Rd is owned and occupied by two individuals who acquired it in April 2025.
Source: Morgan County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 672 CREEK RD, BERKELEY SPRINGS, WV 25411-3374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 7, 2025 |
| Transfer Doc | 0000911676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 672 CREEK RD, BERKELEY SPRINGS, WV 25411-3374 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000481/698 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 481/698 |
| Instrument | 884256 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Mar 1, 2051 |
The 2026 property tax bill for 672 Creek Rd was $1,498 with a homeowner's exemption, up 6.7% from the year before.
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,498.00 (+6.7%) | $171,120 (+6.14%) Land $40,320 Building $130,800 | $285,200 (+6.14%) Land $67,200 Building $218,000 |
| 2025 | $1,404.00 Homeowner's exemption | $161,220 Land $40,320 Building $120,900 | $268,700 Land $67,200 Building $201,500 |
| 2023 | $1,390.00 (+1.09%) Homeowner's exemption | $158,940 (+0.91%) Land $37,020 Building $121,920 | $264,900 (+0.91%) Land $61,700 Building $203,200 |
| 2022 | $1,375.00 Homeowner's exemption | $157,500 Land $37,020 Building $120,480 | $262,500 Land $61,700 Building $200,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 672 Creek Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 672 Creek Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber · DSL | 7,000 / 7,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Morgan Wireless Fixed Wireless · not low latency | 25 / 3 |
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