672 Chestnut Ln, Mars Hill, NC 28754 Property Records

Yancey County property record for 672 Chestnut Ln, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,394 sqft · built 1982
Lot Size	2.06 acres (89,734 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Feb 2026)
Tax Bill	$1,463 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`986202554930.000`

Property Details

APN / Parcel Number

Primary APN	`986202554930.000`
Alternative APN	`82942`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,659 sqft Living Area
1st Floor Area	996 sqft
Attic	Attic
Attic Area	996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Lot Area	89,734 sqft (2.06 acres)
Terrain	Steep

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	335 sqft
Patio Area	735 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	82942
Street Address	672 CHESTNUT LN
City	MARS HILL
State	NC
Zip	28754-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WOLF LAUREL
Jurisdiction	YANCEY NC
Township / Civil Division	EGYPT
Census Block Group	2
Census Block	2065
Census Tract	960400

Owner

Source: Yancey County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21090 SW 246TH ST, HOMESTEAD, FL 33031-3626
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 27, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
May 21, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Aug 15, 2023 · Amount on Record
Deed Document Number	2026471
Deed Book / Page	952 / 166
Prior Transfer Date	Apr 18, 2008
Prior Transfer Doc	0005840247
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANCEY NC
Property Address	672 CHESTNUT LN, MARS HILL, NC 28754-4518
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5337 GLASS RIDGE RD, RALEIGH, NC 27616-5152

Mortgage

Document Number	0008570030
Date	Aug 10, 2021
Book Page	857/30
Instrument	2021002691

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANCEY NC
Recording Date	Feb 27, 2026
Property Address	672 CHESTNUT LN, MARS HILL, NC 28754-4518
Document Number	0009520166
Book / Page	952 / 166
Map Reference	MB 2 PG 56
Instrument Date	Feb 23, 2026
Instrument	2026000471
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5337 GLASS RIDGE RD, RALEIGH, NC 27616-5152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21090 SW 246TH ST, HOMESTEAD, FL 33031-3626

Mortgage

Document Number	2026000472
Date	Feb 27, 2026
Instrument	2026000472

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANCEY NC
Recording Date	May 21, 2018
Property Address	672 CHESTNUT LN, MARS HILL, NC 28754-4518
Document Number	0007820372
Book / Page	782 / 372
Instrument Date	May 4, 2018
Instrument	2018001124
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2613 DALITY DR, RALEIGH, NC 27604-1395

Tax Assessment & Valuation

Source: Yancey County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Yancey County
Unified School District	Yancey County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,463.00	$256,700 (-) Land $108,400 Building $148,300
2025	$1,463.00 (+50.05%)	$256,700 (+71.13%) Land $108,400 Building $148,300
2023	$975.00	$150,000 Land $58,000 Building $92,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (2012–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOLF LAUREL RESORT private · serves 1,819 people · EPA ID NC0158101
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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