672 Channel Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 672 Channel Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,555 sqft · built 2016
Lot Size	0.141 acres (6,120 sqft)
Owner	2 Company Names on Record
Last Sale	$528,000 (May 2020)
Tax Bill	$10,240 (2026)
Deeds & Mortgages	Sep 2026 Sale Aug 2022 Second Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`213-400-220-000`

Property Details

APN / Parcel Number

Primary APN	`213-400-220-000`
Alternative APN	`213-400-22`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,555 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	6,120 sqft (0.141 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	213-400-22
Street Address	672 CHANNEL DR
City	LATHROP
State	CA
Zip	95330-8405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-FM POR OF 213-310-17 PER RIVER ISLANDS-VILLAGE
Legal Subdivision	RIVER ISLANDS VILLAGE C1
Legal Block	1
Legal Lot Number	23
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1078
Census Tract	5214

Owner

Source: San Joaquin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	672 CHANNEL DR, LATHROP, CA 95330-8405
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Aug 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 29, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Sep 17, 2018	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	Feb 12, 2016 · Amount on Record
Deed Document Number	202063260
Prior Transfer Date	Oct 6, 2016
Prior Transfer Doc	0000126565
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 28, 2026
Property Address	672 CHANNEL DR, LATHROP, CA 95330-8405
Document Number	0000087620
Instrument Date	Sep 24, 2026
Instrument	202687620
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	672 CHANNEL DR, LATHROP, CA 95330-8405

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	672 CHANNEL DR, LATHROP, CA 95330-8405
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 CHANNEL DR, LATHROP, CA 95330-8405

Mortgage

Document Number	0000095541
Date	Aug 11, 2022
Instrument	2022-095541

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	672 CHANNEL DR, LATHROP, CA 95330-8405
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 CHANNEL DR, LATHROP, CA 95330-8405

Mortgage

Document Number	0000044509
Date	Mar 11, 2021
Instrument	2021-044509

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 29, 2020
Property Address	672 CHANNEL DR, LATHROP, CA 95330-8405
Document Number	0000063260
Instrument Date	May 28, 2020
Instrument	63260
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$581.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	672 CHANNEL DR LATHROP CA 953308405, LATHROP, CA 95330-8405

Mortgage

Document Number	63261
Date	May 29, 2020
Instrument	63261

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Property Address	672 CHANNEL DR, LATHROP, CA 95330-8405
Document Number	0000116352
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 CHANNEL DR LATHROP CA 953308405, LATHROP, CA 95330-8405

Mortgage

Document Number	0000116352
Date	Oct 22, 2018
Instrument	116352

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Oct 21, 2058

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,240.00 (+1.82%)
2025	$10,057.00 (+4.66%)	$577,440 (+4.04%) Land $131,235 Building $446,205
2023	$9,609.00 (+2.02%)	$555,019 Land $126,140 Building $428,879	$715,590
2022	$9,419.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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