672 Cayuga Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 672 Cayuga Dr, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,383 sqft · built 1986
Lot Size0.52 acres (22,646 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Jun 2024)
Tax Bill$10,061 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-21-31-5HS-0000-1020

Property Details

APN / Parcel Number

Primary APN08-21-31-5HS-0000-1020
Alternative APN
  • 2131085HS00001020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area3,383 sqft Living Area
Gross Area3,925 sqft
1st Floor Area3,047 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area22,646 sqft (0.52 acres)
Garage TypeAttached
Garage Area542 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address672 CAYUGA DR
CityWINTER SPGS
StateFL
Zip32708-5603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 102 TUSCAWILLA UNIT 14A PB 32 PGS 21 TO 24
Legal Range31E
Legal Township21S
Legal Section08
Legal SubdivisionTUSCAWILLA UNIT 14A
Legal Tract5HS
Legal Lot Number102
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group3
Census Block3014
Census Tract21313

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address672 CAYUGA DR, WINTER SPRINGS, FL 32708-5603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2024 · Amount on Record
Deed SaleJun 27, 2024 · Amount on Record
Prior SaleJan 1, 1987 · Amount on Record
Deed Document Number202457655
Deed Book / Page10652 / 111
Prior Transfer DateJan 27, 2020
Prior Transfer Doc0095340902
Record UpdatedJun 8, 2026

February 2020: Reverse Mortgage, Transfer

Document TypeReverse Mortgage
JurisdictionSEMINOLE FL
Recording DateFeb 7, 2020
Property Address672 CAYUGA DR, WINTER SPRINGS, FL 32708-5603
Document Number0095340902
Book / Page009534 / 000902
Instrument DateJan 27, 2020
Instrument14719
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address672 CAYUGA DR WINTER SPRINGS FL 327085603, WINTER SPRINGS, FL 32708-5603

Mortgage

Document Number95340904
DateFeb 7, 2020
Book Page009534/000904
Instrument14720
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term720 Months
DueFeb 6, 2080
Interest
Rate TypeAdjustable Rate
Rate3.96%

Mortgage

Document Number95340918,
DateFeb 7, 2020
Book Page009534/000918
Instrument14721
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term720 Months
DueFeb 6, 2080
Interest
Rate TypeAdjustable Rate
Rate3.96%

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,061.00 (+216.38%)$609,435 (+129.3%) Land $150,000 Building $459,435$609,435 (+15.39%) Land $150,000 Building $459,435
2023$3,180.00 Homeowner's exemption$265,777$528,139 Land $140,000 Building $388,139

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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