Rowan County property record for 6715 Pretty Rdg, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $30,000 (Feb 2008) |
| Tax Bill | $1,569 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 086-10 00 010.00 |
| Primary APN | 086-10 00 010.00 |
|---|---|
| Alternative APNs |
|
| Account Number | 4738 |
|---|---|
| Street Address | 6715 PRETTY RDG |
| City | MOREHEAD |
| State | KY |
| Zip | 40351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAND & HSE KY 1274 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 950302 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 134 OLD MILL RD, RAVEN, KY 41861-9103 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jan 22, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2008 · Amount on Record |
| Deed Sale | Feb 8, 2008 · Amount on Record |
| Deed Document Number | 356727 |
| Deed Book / Page | D228 / 592 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 6715 PRETTY RDG, MOREHEAD, KY 40351 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | A435/671 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | A435/671 |
| Instrument | 2010239 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 10, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 6715 PRETTY RDG, MOREHEAD, KY 40351 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | A402/115 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | A402/115 |
| Instrument | 412589 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,569.00 (-1.75%) | $187,500 (-) Land $27,500 Building $160,000 | $187,500 (-) Land $27,500 Building $160,000 |
| 2023 | $1,597.00 | $187,500 Land $27,500 Building $160,000 | $187,500 Land $27,500 Building $160,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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