6715 Costa Rd, Mountain Ranch, CA 95246 Property Records

Calaveras County property record for 6715 Costa Rd, Mountain Ranch, CA 95246 · Last verified July 2026

Property Summary

Property Type	Ranch
Details	3 bd · 2 ba · built 2019
Lot Size	36.7 acres (1,600,394 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Apr 2018)
Tax Bill	$7,495 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-032-019-000`

Property Details

APN / Parcel Number

Primary APN	`020-032-019-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Lot Area	1,600,394 sqft

Location & Zoning

Street Address	6715 COSTA RD
City	MOUNTAIN RANCH
State	CA
Zip	95246-8206
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Ranch
Legal Description	E2 OF LOT 4 IN 19 T5R14 PCL A PM 13 74
Legal Subdivision	LEE AND GINA RUHL
Legal Lot Number	4
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	4
Census Block	4092
Census Tract	400

Owner

Source: Calaveras County records · APN 020-032-019-000

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6715 COSTA RD, MOUNTAIN RANCH, CA 95246-8206
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 11, 2018 · Amount on Record
Deed Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	20183648
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	6715 COSTA RD, MOUNTAIN RANCH, CA 95246
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6715 COSTA RD, MOUNTAIN RANCH, CA 95246

Mortgage

Document Number	0000016453
Date	Sep 22, 2021
Instrument	2021-016453

Lender

Name	NORTHWEST FARM CREDIT SERVICES FLCA
Type	Bank
Address	SPOKANE, WA 99224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.35%
Type Change Date	Oct 01, 2036
Change Frequency	Annually
Min Rate At Change	3.7%
Max Rate At Change	13.3%
Index	1-Year CMT
Max Rate	13.3%

Tax Assessment & Valuation

Source: Calaveras County records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Unified School District	Calaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$677,493 (+2%) Land $301,749 Building $375,744
2025	$7,495.00 (+3.01%)	$664,210 (+4.04%) Land $295,833 Building $368,377
2023	$7,276.00 (+17.54%)	$638,420 Land $284,347 Building $354,073
2022	$6,190.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calaveras County (06009C), updated June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060090004004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016, rainfall accumulation

Wildfire

Wildfire Risk	Extreme above 99% of the US · above 93% of California
Wildfire Likelihood	About 1 in 38 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cal.net, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.